Np...also they say experience is the best teacher, dong be afraid to fail 

@Cong Zhao  I'm not sure about the State Housing loan, I would try looking for any guidelines if they have a website, or call in the morning to find out directly.As far as appraised value - the lender is always going to go by the lesser of the appraised value or purchase price - in your case that would be $118,000. 

@Joey Dong thank you so much.

It won't take long to get through your first few deals but if you are dong something wrong and add another system into the mix of wholeselling, you could have complete failure.

As a matter of fact we are dong one this afternoon.cwlsr

Knock, knock, knock......ding dong......Hi, sorry to bother you, I'm so and so, I heard that you may be interested in selling your home and we are interested in it if you are.

This room was supposedly used by the Viet Cong during the war for the injured soldiers, secretly away from the Allied forces.

She looks at me stupid and says "it's supposed to say ding dong". 

Hi, @Sylvia Dong and @Luis Concepcion -- my brother is a Realtor in the area.

Mei Dong.