If the loan amount you are looking for is small relative to the value of the first and the second property combined, they are very well secured on a LTV%; ask for a 1% point lower rate.If you don't want to Cross Collateralize, do you have any CD's or MM you can transfer to this bank as collateral. 

If you have a loan, you may wish to look into due-on-transfer clauses.

I believe the idea is that if you transfer a property from your name to a trust you own, the Due On Sale isn't called.

It still seems confusing.Where do I get an purchase agreement, how do I transfer into the investors name, do I put down earnest money???

I'm sure there are many more experiences where the contractor hasn't fulfilled their scope of work and gotten away with rushing the project to meet the deadline, And, I don't want to be as naive to say that I'm that 1% who can have complete quality/operational control, but I'm confident I can establish a system and hire independent inspectors to review the contractor's work. 

I completed my AA in business at a 2 year school, transferred to a four year school to finish up my finance degree.

I wouldn't go negative unless i was so confident I could take on that amount like maybe 50-100$ a month.

It would be wise to rectify it before transfer of title so your starting off clean and hopefully won't have any issues when you go to sell down the road. 

A minority of 401k providers will let you transfer the loan to a new provider, but I have yet to experience that option with any 401k I have had. 

So, by transferring income from a rental schedule E to a business schedule C you're creating a significant extra tax.