Was it through internet search/referral/ other channels? 

I do think the house hacking method will be the best method for me considering I will not be starting off with the biggest down payment.

One of the biggest challenges today is the reluctance of homeowners to sell, which limits the available inventory.

My biggest question is this: do you think I should continue to rent for now and prioritize tackling loans?

I’m also fairly new to investing and this would be the biggest property that I have the opportunity of purchasing so all suggestions are welcome!

Maybe the biggest "risk" might be the fact that you cannot occupy the property at all so technically if you run into hard times and need to move into the property thats not intended - but no real more risk. 

Happy to chat...being a local GC takes out a lot of the risk of the biggest variable for most investors (unpredictable rehab costs) and also allows you to consider more options than the average investor, with your rehab costs being significantly lower.

One of the biggest challenges today is the reluctance of homeowners to sell, which limits the available inventory.

Also, my biggest question on the IRRRL is does the IRRRL just lower to whatever the current market rates are?

Find Brandon Turner anywhere on the internet for information on it.