It was the system that afforded this.

In San Diego at the current rates for a purchase loan (which has better rates than an ADU additions) at high LTV, I show 1% does not cash flow on a sustained basis.  

More affordable, growing, but not that much going on (IMO).

Now I’m looking into the Detroit and Ohio areas (Toledo, Cincinnati, Cleveland, Columbus) since they seem to have growing populations and affordable properties under $200k as well.  

You do not actually need any income if they have high enough income to afford their bills plus your new house.

Offering a rent-free period helps the seller stabilize, but what happens if they still can't afford rent when the time comes?

It's got everything to do with people just not be able to afford it, even if they wanted to.

When we were first selling homes in 2021, Buyers were upgrading to larger homes since interest rates were 3ish% and they could afford the extra 300+ sqft.Today, we see smaller homes selling significantly faster than larger homes.

Plus, compared to other parts of Florida, the Panhandle is still relatively affordable, making it a great option for first-time investors or those looking to diversify their portfolio.Another huge perk is Florida’s no state income tax and landlord-friendly laws, which make it easier to manage and profit from rental properties.

We've been able to rent properties pretty quickly, just as long as the rental rate is appropriate!