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Quote from @Andrew White: Investment Info:Single-family residence buy & hold investment in San Antonio.

Hi everyone!My name is Bridget and I'm a licensed realtor with New Western here in Jacksonville! I'm also starting off my own personal investment property journey with my husband. We moved down to Jacksonville last ye...

HELOCs are fine, but keep in mind that you really only want to use 50 percent of less (each) of your available equity just so you aren't creating a problem that you can't solve later if the value of your personal residences fluctuates.If you both have W2 jobs though, have you looked into getting qualified together and just getting a loan, 10 percent down each?

Investment Info:Single-family residence buy & hold investment.

However, the depreciation claimed while the property was a rental must be accounted for upon the future sale of the personal residence, which could increase your capital gains tax liability.The adjusted basis of the property (original cost minus depreciation) will be used to calculate gains or losses at the time of sale.

Now here is some advice many will disagree with me on but I firmly committed to this:  Most people that use a VA loan shouldn't.  

This for me feels like a big leap in my life.

If not, they may consider building the ADU and down-sizing into it and renting out the main house.

However while people in Windsor doesn't have the luxury of high paying jobs that GTA residents have, is it just a temporary fever of buying houses, or there is really something going on in this city ?