Quote from @Jemini Leckie: Hello, I am trying to understand the Orem, city code to determine if I am allowed to rent my basement ADU that I currently live in two a couple cousins and their friend.

Talk to a CPA to see how each scenario plays out.A 401K continues to grow in value, but what do you live on? 

Considering that, you are likely going to see appreciation year over year, which essentially will be additional equity you'd capture just by simply living in the home. 

It wasn't fun living an hour and a half from work and play, but absolutely worth it.If one is starting with relatively low living expenses, cash flow can be extremely powerful towards reaching financial freedom.

Quote from @Maurice Nkonsissie: HelloMy name is Maurice, I live in the greater DMV area.

I live in Upstate New York but i was thinking of areas more out west or down south.

We live in Kihei now since the Lahaina fire destroyed our home, office and an investment condo.

Since we live in Orlando area, we are looking at a STR in Disney area. 

I plan to move down to Miami to be closer to more investors and a better quality of living.

You need a place to live.