Quote from @Andrew Hogan: Now would be a good time to mention that this is just one of the reasons why you never underwrite/assume the "everything goes right scenario!"

Holyoke (MA) Provincetown, Big Sur, Carmel-by-the-Sea, Glade Park (rural in CO), Needles Outpost (UT remote), Page (small urban AZ), Flagstaff, Sedona, Moab (Hogan in really, really remote area - we should have had an off-road vehicle to get there!)

Hi everyone - I've seen BiggerPockets for some time and looked forward to the day when I "had a real reason" to be here.  Joyfully, that time has come!For 20+ years, I've operated and consulted with businesses in both...

Artists love live/work spaces.

If that's the environment where you want to start you RE empire, God bless ya.Maybe in 20 years but not now as Garrett Hogan hinted.

Look forward to learning and growing with all of you, thanks for having me, Josh Hogan AcquisitionsCorner Lot Properties 

Who doesn't love live music!

Hi @Lucas Lovell,The first idea that popped into my head is a little sneaky, hope that's ok with you!

Listened to the Ramsey and Chris Hogan podcasts and some others...and decided to get rid of the small balances first versus tackling the big interest rate balances...Getting rid of the small debts and then compounding up to the bigger ones was the motivating kicker to keep me on track and got me to soon reach debt free status. 

I have been to Chris Hogan's seminar where he speaks to Ramsey's strategy and I truly enjoyed it.