If you need an option that isn't as document heavy, a DSCR cash-out might be a viable option if it's an investment property.

Sounded like there was heavy paperwork involved.  

If you’re looking for ways to make the numbers work, sometimes that means evaluating different markets, financing options, or property management strategies that help mitigate risks like vacancies and maintenance surprises.You’re not alone in feeling like 2025 could go in multiple directions, but one thing remains true—real estate continues to be one of the strongest vehicles for long-term wealth when approached the right way.

(I am a silent investor, the developer is doing all the heavy lifting, and we split profits at the end)

Yep, every deal needs heavy value add, complete re-tenanting or something else to make sense.

Not every/any property works as an investment vehicle.

Heavy regulation and low supply will boost your value. 

The city is among a number of nodes for Tesla suppliers popping up throughout the Austin metro as a result of the so-called "Tesla effect" — which is shorthand for the trend of electric vehicle suppliers flocking to the region in response to Tesla's mammoth presence in eastern Travis County, where it has a gigafactory and headquarters.

Put a heavy emphasis on who you choose as an agent.

STRs work best in tourist-heavy areas with high demand, while LTRs perform well in markets with stable economies and diverse job opportunities.