Urban centers, suburban regions, and rural areas grapple with a significant deficiency in affordable housing.

I finally found an insurer, and was able to close, but I had to remedy those conditions immediately.Note also that home inspectors will warn you left and right that they are not required to detect building code violations/deficiencies.  

Educational deficiency is quite common.

Ok lots of miss information on this post as this is a CA foreclosure  not a Judicial sale like FLA or other states.1. if the first goes to sale with that equity position any money bid past the opening bid by the first will go to the second automatically.. there is no law suit in CA trustee sales its power of sale.2. the second once the foreclosure occurs both liens are removed.... from the property the second though does have the right to then sue on the note for a deficiency.. ( however Extremely rare on the west coast but it does happen).. but that just goes to the borrower not the property.3. if its a purchase money first thats being foreclosed no deficiency judgement is allowed.. its not like Texas were you can foreclose and get a judgement.  

The lender would then have the option to pursue the original seller for the deficiency if they chose to. 

Then join a local REI group and begin using this formula to overcome your fear of the unknown....Definite Goal/Plans + Faith + Emotion + Action  = All Human AccomplishmentFaith = Knowing you can accomplish your goal / Self ConfidenceEmotion = Feeling you can accomplish your goal / objectiveIf you feel that you are deficient in any element, focus on working on that until you feel you're ready to take action.I wish you the best.

Are short sales less attractive since end of 2014, since now banks can go after deficiency or 1099 the owner?

We lost 2 homes, our business and the commercial property we developed and then was forced 2 file BK to protect us from future deficiency judgments, etc.I am ready to begin again investing in real estate.

Worthwhile leverage if you are negotiating a work out.I pursued two developers with deficiency judgments after default.

If the investor is paying cash and can cure the deficiency and bring the loan out of foreclosure status obviously w/ room to do the deal like any other then would there be any problems from the lien holder?