Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

I want to devise a plan to get you back on your feet.”I feel I need to be a little more firm so I told them I need November's rent by tonight, and asked for 10 proofs of job applications. 

I'm aware of the state and federal applications.

If your cleaner charges $120, set the guest’s cleaning fee at $120 plus any applicable pet fees.

Lenders Account for Your Real Estate Liabilities, Even If Not Listed on the REO ScheduleThe vast majority of DSCR loans are personally guaranteed, they will still be noted in your overall financial picture, and lenders will factor in these obligations when calculating your true cash flow and risk profile.Even if the title of a property is in the name of an LLC and the property is not listed on the Real Estate Owned (REO) schedule of your personal loan application, lenders will still account for any personal liability associated with the loan.

That being said, this type of application could be considered a PadSplit model, where there is financing, but it's also tricky as well. 

Do I have to submit any application to IRS?

Would you pass on these applicants ? 

If you present the listing well, put it on multiple platforms and are asking a reasonable rent you will get plenty of interest and applications quickly. 

You probably don't run many applications, so I wouldn't sweat losing a little money on each one.