Quote from @Antoine Black: I have a house that free and clear and I'm trying to tap in the equity can any one help  Hey Antoine, As Mike stated, your best bet is a local credit union.

Hi, has anyone applied for a business line of credit with American Express? 

Negligible changes called "diminimus" are the easiest, but they are along the lines of 1 foot out of a 50 foot setback.

About 3 months have gone by and we just received an email from a communications company billing us $4,000 for breaking a communication line buried in the yard.

WE dont pay a fee for the credit line as I mentioned just 1/2 point for each new loan..

I currently don't show income and just left my other place of employment. I am self employed but want to build a spec home using the equity in my house as collateral. I currently have about 420k in equity. Are there o...

Best bet would be disclose in your listing & disclose again in your welcome message when they book.

You do that, it's going to be best place to start because I am betting from there you will seek how to simplify things. 

But, I bet-ya it's also effective.  

If you could furnish the rooms, I'd say that is best bet for cash flow.