Brad and his team go above and beyond. As a local realtor, I often deal with complex transactions. Brad is a straight shooter and within minutes of speaking to him you understand that he has obtained a level of knowledge that comes with true experience and education. He is an excellent communicator and gets the point across in clear and concise manner--which I very much appreciate. Even though I was representing the seller, his team sent me weekly updates and touched base with me on calls to make sure I was up to speed on the progress of the loan for the buyer using their services. They go above and beyond to provide options and solutions, and I will refer clients to them in the future--excellent service and communication!

Amazing team, Joe and Brad meet with us during our preapproval to explain the mortgage process. During this meeting they showed us the benefits to offering a higher price asking for seller concessions which resulted in us bringing less money to the closing table. Big shoutout to Sarah for taking my 15 calls on the day before closing making sure everything was in line, so on closing day we only spent 20 minutes with the lawyer. If your an Purchasing your forever home or a Rental, This team stream lines the process. Also thanks for the muffins.

Brad and his team we so awesome to work with. They were able to help with every step along the way and took the stress out of the process. They are so accommodating and willing to help anyway that they can. Will definitely be using them again on my next deal.

Brad Roche and team were fantastic through the entire process. Always available to answer any question and kept a steady stream of communication going to ensure we were always aware of next steps. Great job Team Roche!

This team works above and beyond in every realm possible. From the time I started with them to the time I was finished, it felt like a breeze. The communication is constant week by week, and the process took so much less time than I could have ever imagine. Not only that, but the deal we were able to close was 10 times better than what I could have imagined because of their hard work and efforts. Absolutely use this team when buying your next home, or refinancing. You will not regret the decision to do so.

One word- Simple. Being a first time homebuyer, thinking this would be a lot of money and very time consuming, to now being days away from closing, I’m asking myself, “We’re done already?”. Communication was above and beyond and we were never left guessing what was next. Everyone was extremely kind. This process was way easier than I could have ever imagined buying a home would be, and it’s all because of their help. The weekly update really helped calm the nerves and I would recommend this team time and time again.

If you are looking to buy a home in North Carolina you need to work with Brad, Joe and the rest of the team at Element Home Loans. Even as a first time buyer, I felt comfortable and assured about the entire home-buying process while working with their team. Their constant communication and straightforward attitude was key. They provided a precise breakdown of all costs through closing and monthly payments through the full mortgage term. These insights and other great services will be everything you need to feel prepared as you complete the purchase. Joe was very knowledgeable, and he provided useful updates to us at every step along the way. I will be sure to refer any of my friends and family to the Element Home Loans team in the future! Thanks for all of your help!

The Roche family and especially Brad and Jacob were outstanding in helping my wife and I fulfill our dreams of buying a coastal property last year! We had many questions concerning paying outright in cash versus paying quite a bit down and investing our remaining capital. Every part of the process was helpful and easy to follow. The Element Home Loan team treats you like family. I cannot imagine working with a better group of people! Thanks Brad and Jacob. Appreciate you both immensely!

Brad and his team go above and beyond. As a local realtor, I often deal with complex transactions. Brad is a straight shooter and within minutes of speaking to him you understand that he has obtained a level of knowledge that comes with true experience and education. He is an excellent communicator and gets the point across in clear and concise manner--which I very much appreciate. Even though I was representing the seller, his team sent me weekly updates and touched base with me on calls to make sure I was up to speed on the progress of the loan for the buyer using their services. They go above and beyond to provide options and solutions, and I will refer clients to them in the future--excellent service and communication!

Amazing team, Joe and Brad meet with us during our preapproval to explain the mortgage process. During this meeting they showed us the benefits to offering a higher price asking for seller concessions which resulted in us bringing less money to the closing table. Big shoutout to Sarah for taking my 15 calls on the day before closing making sure everything was in line, so on closing day we only spent 20 minutes with the lawyer. If your an Purchasing your forever home or a Rental, This team stream lines the process. Also thanks for the muffins.

Brad and his team we so awesome to work with. They were able to help with every step along the way and took the stress out of the process. They are so accommodating and willing to help anyway that they can. Will definitely be using them again on my next deal.

Brad Roche and team were fantastic through the entire process. Always available to answer any question and kept a steady stream of communication going to ensure we were always aware of next steps. Great job Team Roche!

This team works above and beyond in every realm possible. From the time I started with them to the time I was finished, it felt like a breeze. The communication is constant week by week, and the process took so much less time than I could have ever imagine. Not only that, but the deal we were able to close was 10 times better than what I could have imagined because of their hard work and efforts. Absolutely use this team when buying your next home, or refinancing. You will not regret the decision to do so.

One word- Simple. Being a first time homebuyer, thinking this would be a lot of money and very time consuming, to now being days away from closing, I’m asking myself, “We’re done already?”. Communication was above and beyond and we were never left guessing what was next. Everyone was extremely kind. This process was way easier than I could have ever imagined buying a home would be, and it’s all because of their help. The weekly update really helped calm the nerves and I would recommend this team time and time again.

If you are looking to buy a home in North Carolina you need to work with Brad, Joe and the rest of the team at Element Home Loans. Even as a first time buyer, I felt comfortable and assured about the entire home-buying process while working with their team. Their constant communication and straightforward attitude was key. They provided a precise breakdown of all costs through closing and monthly payments through the full mortgage term. These insights and other great services will be everything you need to feel prepared as you complete the purchase. Joe was very knowledgeable, and he provided useful updates to us at every step along the way. I will be sure to refer any of my friends and family to the Element Home Loans team in the future! Thanks for all of your help!

The Roche family and especially Brad and Jacob were outstanding in helping my wife and I fulfill our dreams of buying a coastal property last year! We had many questions concerning paying outright in cash versus paying quite a bit down and investing our remaining capital. Every part of the process was helpful and easy to follow. The Element Home Loan team treats you like family. I cannot imagine working with a better group of people! Thanks Brad and Jacob. Appreciate you both immensely!