@Michael Calvey thanks for reaching out to remind me to follow up here.
@TJ Dittmar
Thank you for the interest in Rent To Retirement!
I am happy to provide some information about how our platform works. The best thing you can do to fully understand how our business works is to set up a call with one of our investment strategists to provide you more details, answer your questions, and learn about your specific goals to see if our investment model is the right fit for you.
Rent To Retirement is a real estate investment marketplace. We specifically locate ideal investment locations throughout the US that offer the best returns for cash flow, appreciation & equity. Once we identify a location that meets our criteria, we network with builders, property managers, lenders, insurance companies, CPA's, attorney's, etc. that service that area to have the entire team already established you need to be a successful investor regardless of your physical location or experience level. Where we fit into the "turnkey" model is that our marketplace specifically focuses on newly built properties or renovated homes in good markets with property management in place so you are not having to try to self manage from a distance or build a team on your own. This allows you to invest in the locations that offer the best ROI and make the most sense based on your goals where you can be a bit more passive in your investment property. You still need to have oversight on the assets, run through full due diligence and educate yourself on the location, which we assist with. What makes us truly unique is that we spend a considerable amount of time with each investor to help you develop and execute your investment strategy to achieve your goals. If you read any of our hundreds of 5 star reviews on BP or BBB, you will see that our investor community truly values the time we spend with them and the advice we provide to help them learn how to get started investing in RE and how to scale their portfolio over time in the best markets throughout the US. We have a great reputation over the past 10 years we have been on BP with over 270 5 star reviews!
We also have the RTR Academy, which is our online investing education and coaching program for those who want a bit more guidance and structure to help them expedite their goals. You are not required to join the Academy to invest through our platform. The only thing we charge investors for is the Academy, which you do receive reimbursement for as you invest in properties allowing all of your funds to truly go towards building your portfolio. We do not charge investors anything to use our investment marketplace if you simply want to choose properties that fit your goals and acquire them. Builders and sellers pay us to use our marketplace.
To be more specific about the unique investment options we make available like buying homes with 5% down, or possibly 0% down, buying homes with up to 10% cash back, 10% immediate equity on new construction, rates in the low 4s, etc. Because we have a very large community of investors that buy thousands of homes across the country every year, we are able to negotiate better buying opportunities (and loan options) than you would likely find on your own as an individual investor. We make institutional types of buying opportunities available to the individual investor (like wholesale pricing on newly built homes). For example, many regional and national builders (like DR Horton, Lennar, Toll Brothers, etc.) showcase their homes on our website at wholesale pricing where you can get up to 10% discounts on homes, 10% cash back, significant rate buy-downs, etc. that you would not have access to if you were to buy from them directly. This is because our community purchases volumes from these builders and are able to negotiate discounts because of the volume. Economies of scale at its best. We have also negotiated attractive loan structures with many lenders including reduced fees for our community, free refinancing, lower rates, unique portfolio options, etc. For example, there are many local credit unions that offer loans with as little as 5% down on multiple investment properties with no PMI. If you were to use one of these 5% down options and say get 5% or 10% back from the builder through our network, that would allow you to essentially purchase a new construction investment property with 0% down.
Ultimately, we do not tell you what to buy or how to finance it. That is completely up to you. Our goal is to provide you with as much information and resources as possible to start investing in some of the best markets throughout the US, and learn how to scale an investment portfolio over time to achieve your financial goals.
I know I covered a lot in this somewhat lengthy response, but this is about as short as I can make it to cover many of the details about how our platform works. If you are interested to learn more, I highly encourage you to schedule a call with our team to answer all your questions and review your goals. You can do this through our website found in my signature below. We always do our best to provide value to everyone we speak with so you walk away as a more knowledgeable investor.
I hope this was helpful in understanding what we do. Wishing you the best of success in your investing endeavors with whatever path you choose.
Zach - CEO Rent To Retirement
