All Forum Posts by: Usha Ramaswamy

I am an investor as well as a local Realtor.  My thoughts are if you want investment - you can expect return in two ways 

1) Appreciation - for which historically, CA has been good (even through an up and down cycle)

2) Cash Flow - CA is not cashflow friendly without risk - by which I mean that you have to put a low down, take a mortgage, and then from the rent deduct all expenses to get return on your downpayment.  The risk here is if you get into any trouble (like a job loss or a downturn in economy), you will risk having a mortgage.

Keep these two factors in mind before selling or holding.  There are some good areas  - a little farther from Silicon Valley that also produce good cash flow and may appreciate in the long run.  Roseville, CA is pretty hot now - with good schools.

Shawnda,  it is always challenging to do any kind of business/office work with little kids around.  If you can afford to do it, the best way would be to hire a baby sitter and have office hours.

1) Keep your office room separate

2) Utilize email as much as possible for all kinds of communications.

3) Many realtors will work during weekend mornings (can you ask your husband to babysit on Saturday mornings)?

Good Luck.

Hi @Debbie Eto, welcome to BP.  I find this site very helpful in knowing more about real estate.  I too am an agent in San Jose.  I want to understand the Sacramento market.  Sending you a message to contact you.

Personally, distance is not an issue for me - as long as I find a trusted  partner in a real estate agent and contractors who can work with me and even manage the rehab process (as long as it is not a major rehab).  I have been able to do a flip in Pittsburgh while in California.  It requires an almost a daily phone call, follow up with emails and possibly one trip to the site.

Hi,

What is the normal days on market for homes in Pittsburgh area?  I have a completely rehabbed home in Pittsburgh (Monroeville) for sale and want to know what to expect in terms of how long to keep it in the market?

Thanks Robert.  Which area is best for rental income?

I am interested in investing in Plano Texas. Suggest nbhoods pls

I am looking for an outfit that will handle a flipping project for us from start to finish in the Atlanta.  Any good references?

Usha