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All Forum Posts by: Troy Ma

Troy Ma has started 3 posts and replied 7 times.

Post: Help! California Title company that worked with delayed lending

Troy MaPosted
  • Rental Property Investor
  • Sarasota, FL
  • Posts 7
  • Votes 1

Does anyone know a California title company that has worked with delayed lending? I've been calling many escrow officers and it seems like they have no clue how this works. I need to close on a house asap and would love any pointers here!

Post: Recommend good lenders quoting <5% for a cash out refi right now?

Troy MaPosted
  • Rental Property Investor
  • Sarasota, FL
  • Posts 7
  • Votes 1

75% LTV - first property

Post: Recommend good lenders quoting <5% for a cash out refi right now?

Troy MaPosted
  • Rental Property Investor
  • Sarasota, FL
  • Posts 7
  • Votes 1

I called about 10 so far and the best I got is ~5% on a cash out refi assuming high credit score and looking for <200K loan. Do you have a recommendation?

Post: Can taking a Heloc raise your property taxes?

Troy MaPosted
  • Rental Property Investor
  • Sarasota, FL
  • Posts 7
  • Votes 1

@Kyle J. Thanks!

Post: Can taking a Heloc raise your property taxes?

Troy MaPosted
  • Rental Property Investor
  • Sarasota, FL
  • Posts 7
  • Votes 1

Thanks for the advice! Appreciate it

Post: Can taking a Heloc raise your property taxes?

Troy MaPosted
  • Rental Property Investor
  • Sarasota, FL
  • Posts 7
  • Votes 1

My home has appreciated since I’ve bought it. My property taxes are still being paid at a lower rate than what my house is worth.

If I get a Heloc at market value, the loan will peg my house at a higher value which is great to allow me to borrow more. But does this mean next year, my house will get assessed to the Heloc apprised value and raise my property taxes?

Post: Real Estate Attorney + CPA Referral South Bay Area or Santa Cruz?

Troy MaPosted
  • Rental Property Investor
  • Sarasota, FL
  • Posts 7
  • Votes 1

Mind if I get the lawyer and CPA info too? Looking as well.