All Forum Posts by: Steven Wesolowski

Quote from @Quentin Johnson:

I'm seeking partnerships in North Texas. I'm not flush with funds so I'm offering up my time as a Project Manager/General Contractor. If you have the funds but no time reach out and lets get to know each other. 

 message sent, love to help you get connected with folks I know DFW.

Quote from @Christopher Penaflor:

If somebody purchases a home and wants to make sure the mortgage gets paid off if they died pre maturely, do you think permanent or term life insurance would be the better fit? Or both? 

 Both provide coverage should something were to ever happen to you and are designable to provide best amount for your debts, expenses, goals, etc. Term soley focuses on protection, and depending on the provisions provided by the company, there are term policies that can convert into whole life throughout the policy's coverage period (Yes, they are out there).

Whole life, and thisbis my opinion, is one of, if not, the greatest savings strategy and tax advantage vehicle in our nation'a history. It can provide coverage and can transform into a dependable emergency fund over time, and even serve as loan for the future when it matures over the course of its policy design.

It's always good stategize and determine how much maximum premium you can put into a cash value policy without it turning into a 401k, and just serving as a dependable cash reserve --asset.

And, of course, there are so many variations of these products. Having both depends on your total expenses and situation. Talk to a life insurance agent for your current situation.

How about I connect you with our Birmingham brokerage? This way you can ;earn more about how you could possibly help serve as special financing for folks looking to invest there? Paperwork all taken care of. Myself, down here in Texas, and those in Alabama, are licensed and professional. Just would need to connect you to folks I know in Birmingham. Best -Steve

out of curiosity, have you tried contracting neighboring property management companies or groups in Pullman to see what they can offer that is mutual beneficial to your situation? Highland Property Management, Midway Property Management? DABCO Property Management, Crimson Properties? If so, what's been the good, bad, and ugly from each? All the best.

Quote from @Celso Javier Ramos:

Hello family, I'm new to the group. After hurricane Maria devastated Puerto Rico, I decided not only to help rebuild the island but also to bet and invest on it. Nowadays I'm the owner of 6 doors here in P.R. very blessed for the challenges and experiences that helped me to build the right set of mind.

And thanks to the U.S. Army for building so great values in me. I'm actually an Army Captain (just made the selection for the Major's board :-D). And also, a Realtor® here in Puerto Rico.

Looking to learn, network, share what I know and keep growing. 

R/

Celso J. Ramos

congratulations, Celso, and welcome to BiggerPockets! I am also in the TXARNG down here, and have served with several of your guys from Puerto Rico doing ADOS at beautiful Fort Hood (Cavazos) a year and half ago. I still need to visit Puerto Rico, a solid Soldier from PRARNG just retired after like 30 years, but still does US Postal service all across the island! He's been insisting me to fly down there! Anyways, I am also licensed, and here to be a resource anyway I can. Best -Steve

Quote from @Caleb Davis:

Hello Everyone! I am just posting because I am new here and new to the investing world. I have been watching bigger pockets for awhile but wanted to save a little more before committing. I am now fully committed and just wanted to ask where I should start? I am a real estate agent also and just ready to get my feet wet. Also, I am saving about 3500 a month in passive income so that will USUALLY BUT NOT ALWAYS go towards the property purchase. Thank you and glad to be here!Welcome! Ton of opportunity to connect, learn, reconnect, rinse and repeat! 

Great savings plan and strategy. If you are seriously looking to invest, start buying and holding/rent right now, especially in Sarasota! But what else do I know? San Antonio, TX. Do not hesitate to let me know how I can probably help you out with what you are looking for. -Steve

Down here in San Antonio, Texas, we're playing "Russian Roulette" with same mid-low 6%

Have you read this? https://dsnews.com/news/11-10-2023/measuring-window-homeownership

Quote from @Joe S.:

So for the last year or so, I have been thinking more about physical health. I’ll be 50 in less than a year.
Overall I do not personally know any active, long-term investors that actually smoke. Maybe they are there I just don’t know them. I do know quite a number of investors that drink. I personally quit drinking many years ago for faith based reasons not necessarily physical. Of course, it has more than likely had a positive physical impact.  There are topics on generational wealth, etc. etc. so people are definitely thinking about the future.  I feel like the folks that are getting a little older should think serious about it.
I recently started riding my bike around the block and a few times going bike riding with a friend. Very amateurish as far as skill level and endurance, but it is a start. I have not been getting donuts from the donut shop or drinking soda. I’m not preparing for a marathon or nothing like that but I’m starting to think more about health. 
I’m not starting  this post from a vanity stand point. We’re not talking about getting in shape so we can wear tight shirts and show off  our body. I’m talking about getting in better Health so we can enjoy life longer and be a blessing to society longer.

Anyone have any experience, encouragement, pointers, or comments?

 I just got back from overseas, and while I know I am not at the same age as you, sir, I have discovered the absolute importance of allocating exercise times to the daily schedule now that I am in the civilian world full-time. Physical fitness requirements steadily increase due to needs of the Army's combat readiness, and the filth and glutton effects in our country's obesity numbers continue to climb, along with increased awareness and initiatives to lower numbers ( since we all love numbers!). But anyways, literally 8 months ago, I had the physical fitness working for me while stationed out in the desert, and crushing the physical fitness tests. But, as soon as I got back and on was on leave for 2 months, and now doing real estate, I immediately get exposure to more sugar in the office day in day out. It's a challenge. However, the cool thing about accountability with colleagues aiming for the same desires, is that I have been able to comfortably find time to either jog or walk outside DAILY, even if it's just for 10 minutes, not even caring how far I go or how I fast I run. The cool thing too, is that after just a month, it becomes routine, your mental agility stays in tact, and now you are able to crush anything in your way (so to speak). The bottom line is you're only investing time into fitness, being able to squeeze it in after a busy schedule only increases your discipline and strength over time. Cheers

Quote from @Sargis Yeghikyan:

Hey Bigger Pockets! I've been interested in real estate since I was 16 (check my earlier posts)! I've always wanted to get into the Investment side of it, and now that I feel more educated and more capable of working with others, it would be interesting to shadow an investor and see how everything works, in the real world, with real people, and real problems.  If anyone were willing to do that, or knows of someone that would, please leave a reply under this post!

I know you re in LA, I am down in here in Texas. A lot of folks from California have been BRRRing properties and impacting our markets with profound profit! I know it's not much to say now, but I can demonstrate over a virtual meeting for you so that you can discover new potential and just be an extra point of contact for you. Message me when you are open later this week and interested to see off-market inventory in Texas. -Steve

Let me know if you would like to see what off-market inventory I have in Central Texas right now. A lot of great opportunities my team and I can refer you to, so that you can add to your research and practice running your numbers.