All Forum Posts by: G. Brian Davis

With $150-250K in unsecured business credit lines and cards, you can:

• Buy investment properties
• Borrow the down payment to combine with a normal mortgage
• Renovate properties
• Expand your lead generation marketing

You draw on the credit line, then pay it back at your own speed. Rinse and repeat with as many properties as you like.

But the average real estate investor doesn’t know how to raise that much money in business credit lines. They may find one or two banks willing to give them $20K or so in a credit line, but that’s it.

Enter: business credit concierge services. They:

• help you open a series of unsecured business credit lines and cards,
• negotiate the limits higher for you,
• find 0% introductory interest deals for you,
• scrub your credit in between rounds of fundraising, and
• show you how to buy real estate with business credit cards without paying a cash advance fee.

Interested in learning more? Here’s a video of exactly how it works.

In the meantime, try this calculator to figure out how much you qualify for in unsecured business credit lines and cards. This method is WAY cheaper than borrowing from mortgage lenders or hard money lenders!

Cheers,
Brian

Real estate investors need several lenders in their “financing toolkit.”

We’ve been working with Kiavi for a few years now, and have found them easy to work with. They offer both rental property mortgages and short-term purchase-rehab loans.

Here are a few details:

• No income docs required
• No cash reserve required (for rental mortgages; flip loans sometimes require it)
• Minimum credit score: 660
• Interest: 7.125% and up
• Down payment: 15%+ for purchase-rehab loans, 20%+ for rental mortgages
• Does not report to credit bureaus, no limit on # of loans

Happy investing!

Brian

Heard investors talk about real estate syndications, but not sure what the heck they’re all about?

Or maybe you’ve heard that only accredited investors can participate in them (false), or that the minimum investment is $50-100K (false).

In a , we’ll walk you through:

• How real estate syndications work
• Advantages of syndication investing such as 15-50% returns and completely passive investing
• Challenges of syndication investing such as finding reputable syndicators that allow non-accredited investors
• How to overcome those challenges, including a loophole letting you invest with $5,000 instead of the typical $50-100K.
• Tax benefits of syndications, including paper losses even as you collect distributions
• “Infinite returns”: How to invest in syndications that work similar to BRRRR deals, where you get most or all of your capital back even as you keep your ownership interest.

Reserve a seat for the class, and bring your questions!

Brian & Deni

We’re real estate investors ourselves, and have vetted several long-term rental mortgages and short-term fix-and-flip loans.

To help you find the perfect financing, we created the following charts:

· long-term landlord loans
· short-term purchase-rehab loans
· rotating credit lines
· commercial loans

Check out the lender comparison charts here, for terms like LTV, interest rates, loan amounts, closing speed, points and closing costs, and more.

Let us know your feedback if you use one of these lenders, we’re always looking to hear about your experiences!

Best,
Brian

Real estate syndications typically require $50-100K as a minimum investment. Woof.

Most also don’t allow non-accredited investors to participate.

So how the heck do you invest in real estate syndications as a middle-class American?

As part of an investing club, of course.

You could form your own, find syndicators on your own, and vet deals by yourself. Or you could just join our Co-Investing Club.

Every month or so, we get together on a video call to vet a deal and grill the sponsor about it. All deals allow non-accredited investors. You can skip any deals you aren’t interested in, and the minimum investment for deals you like is only $5K, rather than $50-100K.

Our goal: 15-30% returns on completely passive investments.

We don’t earn a fee on these deals. We invest our own money alongside you as equal partners.

The Co-Investing Club is a perk offered to FIRE from Real Estate course students. Some people join the course just to participate in the Co-Investing Club deals each month.

If you’re not familiar with real estate syndications, check out our on how they work, and the pros and cons of investing in them.

Cheers,
Brian & Deni

What’s the fastest way to finance your next flip? The cheapest?

What about long-term financing for rental properties?

We vetted a series of lenders who specialize in working with real estate investors, and created two charts: one comparing loan terms for fix-and-flip loans, the other comparing terms for long-term landlord loans.

Check out the lender comparison charts here, for terms like LTV, interest rates, loan amounts, closing speed, points and closing costs, and more.

We even show you how to use unsecured business credit lines & cards to finance your rentals.

Enjoy!
Brian

Residential rentals can be a pain, between tenants, repairs, and regulations. We’re earning way higher returns on land right now instead.

I once had a professional tenant that took 11 months to remove. When I finally got them out, they had punched through every cabinet door and broke everything they possibly could in the house out of pure spite. All in all I lost $25,000 on them.

I’m sick of the BS. I’m sick of the 3am phone calls about clogged toilets or burnt-out light bulbs. I’m sick of the constant maintenance and repair costs — last year it was a plumbing problem, this year it’s the furnace, next year it’ll be the roof.

Which says nothing of growing anti-landlord regulation in the US.

My partner Deni and I are switching gears to land investing. No tenants, no repairs, no regulation.

And far less competition. With housing prices soaring, we’re looking at lots that cost a few thousand dollars, rather than rental properties that cost a few hundred thousand dollars.

Here’s an awesome case study on how one employee reached financial independence with land and quit his day job within 18 months. He followed a very specific strategy involving delinquent tax sales — if you want to follow the same blueprint check out this land investing course.

Scott earns 100-300% returns on his land investments. No exaggeration. Far cry from the 7-10% that you’re lucky to earn with rental properties!

Have you ever invested in land? What did you learn along the way, and how did it go?

Thinking about buying a new rental property? Or just want to check up how your existing rental unit is performing?

We put together this nifty rental property calculator to help you measure success.

As the old saying in business goes, that which gets measured, gets done.

If you want a strong ROI, you need to keep your eyes on the prize!

With $150-250K in unsecured business credit lines and cards, you can:

• Buy investment properties
• Borrow the down payment to combine with a normal mortgage
• Renovate properties
• Expand your lead generation marketing

You draw on the credit line, then pay it back at your own speed. Rinse and repeat with as many properties as you like.

But the average real estate investor doesn’t know how to raise that much money in business credit lines. They may find one or two banks willing to give them $20K or so in a credit line, but that’s it.

Enter: business credit concierge services. They:

• help you open a series of unsecured business credit lines and cards,
• negotiate the limits higher for you,
• find 0% introductory interest deals for you,
• scrub your credit in between rounds of fundraising, and
• show you how to buy real estate with business credit cards without paying a cash advance fee.

Interested in learning more? Here’s a video of exactly how it works.

In the meantime, try this calculator to figure out how much you qualify for in unsecured business credit lines and cards. This method is WAY cheaper than borrowing from mortgage lenders or hard money lenders!

Cheers,
Brian