All Forum Posts by: Sasha Fukuda

I expect it to average around 3%. 

https://investor.vanguard.com/mutual-funds/profile...

Hey Bradley Tetu, it's nice to see someone else from Walpole on here! 

Thank you for all the replies everyone!

Amy Beth- Unfortunately, I don't think my degree will help me out. On the issue of my assets, I said i had stocks, bonds, and crypto. When it comes to stocks, I should have been more clear. I have some individual stocks, but I mostly buy Vanguard ETFs. I've sold most of my crypto (although a few of my micro cap coins have such low trade volume that they're hard to sell for market value so I've just decided to keep them and hope the market bounces back). I put the money I made from my crypto sales into short term bond funds (80k). My reasoning was that it would be a safe place to store it until i could get it into real estate. 

Thanks Paul. I'll consider your advice.

I've only had my job for half a year and part of the income comes from tips. I could make more money by working more hours. I do have plenty of free time. Late 2017/ early 2018, I used my free time to focus on crypto. I made hundreds of thousands of dollars in crypto and then lost almost all of it when the crypto market crashed. At the time, it didn't seem worth it to work more hours in a low wage job when I had so much investment money at stake. The crash motivated me to educate myself about money. I bought books on personal finance and the stock market, and on a whim I bought one of Brandon Turner's books on rental property investing, which led me here to biggerpockets. Anyway, I could spend more time at work and it would increase my income. However, it would still be a pretty low income if i did.

I spent years working in dead end jobs and going to school for degrees I didn't use. 

Hey, so I've recently discovered biggerpockets. My financial situation is pretty unusual. I have a good credit score, family members with some money, $200,000 in stocks, bonds, and crypto, and i've started saving between half and two thirds of my income (which i can do because i live with my mom for free). On the other hand, my income's extremely low ($25,000 a year maybe). If i was younger, the game plan would be pretty straight forward- go back to school, get a higher paying job, and then save and invest for financial freedom. However, I'm currently 35. Also, I'd like to meet a girl and start a family, and i'm running out of time. My question is, what would you do if you were in my situation? What do you think is a realistic goal given my limited income and age?