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All Forum Posts by: Ryan Muska

Ryan Muska has started 10 posts and replied 372 times.

Post: Hello BiggerPockets! New PRO here

Ryan MuskaPosted
  • Lender
  • Saddle Brook, NJ
  • Posts 391
  • Votes 217

Welcome to the BP Community!! Can't wait to read all about the awesome stuff you are doing! 

Post: Looking for a Civil Engineer in Key West

Ryan MuskaPosted
  • Lender
  • Saddle Brook, NJ
  • Posts 391
  • Votes 217

Hello all,

I'm helping a client in Key West, Florida with a construction project and they need the assistance of a civil engineer. They are having difficulties finding one, too. Anyone got any suggestions?

TIA

Post: Insurance Agent- New Here :)

Ryan MuskaPosted
  • Lender
  • Saddle Brook, NJ
  • Posts 391
  • Votes 217

Welcome to the BiggerPockets Community, Zaina! Look forward to reading all about your successes as you continue to grow and prosper in the industry!

Post: anybody had trouble with credit trying to buy a home

Ryan MuskaPosted
  • Lender
  • Saddle Brook, NJ
  • Posts 391
  • Votes 217

A lot of the time it depends on the actual credit score, the age of your credit, or the inquiries/events shown on your credit report. 

Have I had foreclosures/bankruptcies?

How old is my credit?

Lots of lates?

What is my credit score?

These are all questions I would ask myself when being turned down for my credit.

Post: NJ Investor Agent - Jersey City

Ryan MuskaPosted
  • Lender
  • Saddle Brook, NJ
  • Posts 391
  • Votes 217

I do business with Hudson County clients! Love Jersey City, Hoboken, The Heights; gorgeous areas! You've got your hands full over there and I'd love to connect!

Post: new invester in nj,pa,ny

Ryan MuskaPosted
  • Lender
  • Saddle Brook, NJ
  • Posts 391
  • Votes 217

Welcome to the BP Community!

Post: Mixed Use property Acquisition & Construction Financing

Ryan MuskaPosted
  • Lender
  • Saddle Brook, NJ
  • Posts 391
  • Votes 217

Hey Shane, I'd recommend some sort of short term financing with using your personal assets as the collateral or something besides that specific property as collateral.

Post: FHA 203k Renovation Delays

Ryan MuskaPosted
  • Lender
  • Saddle Brook, NJ
  • Posts 391
  • Votes 217

If this situation is truly how you describe it, you should get in touch with a lawyer and file suit.

You read it correctly. Rate and Term refinances are in the mid to high 5s for Conventional loans. If you have a rate of 6% or higher it may be time to reach out to your mortgage professional and see if you qualify or set up a plan for refinance in the future!

Happy Investing!

Post: R/T Refis are in the MID TO HIGH 5s for CONVENTIONAL

Ryan MuskaPosted
  • Lender
  • Saddle Brook, NJ
  • Posts 391
  • Votes 217

You read it correctly. Rate and Term refinances are in the mid to high 5s for Conventional loans. If you have a rate of 6% or higher it may be time to reach out to your mortgage professional and see if you qualify or set up a plan for refinance in the future! 

Happy Investing!