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All Forum Posts by: Rueben Sabog Jr.

Rueben Sabog Jr. has started 1 posts and replied 2 times.

General Landlording & Rental Properties

Post: Dealing with Squatters

Rueben Sabog Jr.
Posted
  • Investor
  • Honolulu, HI
  • Posts 2
  • Votes 0

What was your personal experience and how did you deal with them in a lawful manner?

0 Votes
Milwaukee, Wisconsin
Creative Real Estate Financing

Post: DSCR Loan docs question

Rueben Sabog Jr.
Posted
  • Investor
  • Honolulu, HI
  • Posts 2
  • Votes 0
Quote from @Erik Estrada:
Quote from @Erik Estrada:
Quote from @Bridgett J Bell:

Hi

I applied for a DSCR loan to cash out on a free and clear 4plex held in an LLC but the loan officer is asking for my personal bank statements, personal home mortgage statements. I don't understand why I need to submit these personal documents. My FICO is 812 and LLC has enough cash reserves and rent to service the loan. Should I submit the personal documents or find another mortgage company?

Typically DSCR lenders ask for a bank statement showing proof of funds for closing costs. As for the personal home mortgage statements I would imagine they would like to see how much you owe on your property.


 But I am not clear as to what you mean by personal home mortgage statements in this situation. If you are not living in this 4-plex then It wouldn't make sense to see your mortgage statements on your primary. 


0 Votes