All Forum Posts by: Roland S.

@Jennifer Roussel not smart to work with people you may not like. work with people with good character, morals, ethics, etc. Kind people.

@John Jackson Thank you!

@Brandon Foster Hey Brandon, great update on the North County San Diego market—thanks for the insights! It’s interesting to see home prices creeping up with that steady buyer demand, especially with spring on the horizon, and the slight inventory increase could indeed give buyers a bit more leverage—though the speed of well-priced sales backs your point about timing.

The nudge in interest rates makes pre-approvals a smart move for buyers, and I agree it’s a prime seller’s window to showcase those standout features.Your tip about 24 Suns reopening at Copperwood Center with Chinese cuisine and craft cocktails by ex-Addison chefs is a nice local touch—could be a great spot to network with clients! For investors, those subtle shifts in demand and rates are definitely worth watching, especially with the market’s competitive edge. Any thoughts on how the spring season might shift inventory levels further?

@Marty Shawn Hey, great breakdown of your situation—Boise's market does seem pricey for house hacking, especially with those duplex/triplex prices and your budget of $50-60K for down payment and costs. Your math on monthly expenses (2-3x current rent) and opportunity cost is spot-on, and it's smart to consider home price growth trends (under 4% since 2023 per Zillow). For out-of-state options like Columbus, Indianapolis, or Huntsville, turnkey or rent-to-retirement properties could offer better cash flow, but you'd need to factor in property management costs (typically 8-12% of rent) and travel for oversight. Local flippers can be a good network to tap—start by attending REI meetups in Boise or joining online groups to vet and connect with them, but draft clear agreements with legal help.

If you want passive real estate exposure as a non-accredited investor, REITs or crowdfunding platforms (like Fundrise) for smaller investments might be worth exploring, though returns can vary. Curious about Boise’s long-term growth potential. Good luck sir!

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@David Overcash Thank you for your service!

@Jennifer Medina this is a great site! Welcome!

@Robert Schulz I think this is prob the way im gonna go. I've already started talking to someone about that. Thx Robert!

@Sushil Gupta Hey, I’ve been there—bank limits (like BOFA or Citi’s 4-10 financed property caps) can stall growth fast. Many investors turn to hard money lenders or private money for additional properties—faster, no bank restrictions, but rates (10-15%) and points (2-5%) are higher than conventional mortgages (3-7%). Portfolio lenders or local credit unions sometimes offer alternatives with better terms if you’ve got strong cash flow.