All Forum Posts by: Rob A.

After too much back and forth, and a lot of me taking pictures, and sharing education with them on how gutters work, they have accepted my house as is. So this saga is over for now. Thanks for the help.

 How did you make out ? Same thing happened to me in Morristown. Then i switched insurers and now they are trying to make me cut off the built in gutters on my house, and install aluminum gutters. I'm not going to do that so i'm looking for other options. 

 Great. thank you

 Thanks, I did try that but have not had any luck. And it takes a very long time to get quotes, so i was hoping some locals with similar property could give some referrals. 

 No it is not historically designated (thank god). I have a hard enough time with people telling me what to do with my own property. 

I have tried to tie it with my home/auto. I'm with Geico. They also insure another single family rental i own, but they wont touch this one.

Anyone have recommendations for insurance company/agent for an 18th century victorian 3 family rental house ? I used to live there and getting it insured was much easier as owner/occupied. Since moving out and renting all the units, ive found it quite hard to find someone to insure it without hassle. The house is worth upwards of 700k (market value), and it is in very good shape. The current insurance company I have recently did an inspection, and they want me to remove the original circa 1860 yankee gutters (which are in near perfect shape) and install good ole aluminum gutters. For many reasons, some of which may be obvious, i'm not going to do that.  

Thanks

Agree with Tanya. Read the forum. theres been a lot of good advice/direction here. But bottom line each job is different. Also, one think i dont think was mentioned (unless i missed it) was tile selection. BBigger/Flatter tiles, need super stiff/flat surface. Think 18x 18 marble. Small Mosaic mesh tile will forgive more (although the grout will crack).  Read the site that Tanya gave you, there's allot more variables than you think.  And as with most things, most of the success or failure is in the prep work. I also make decisions based on the unit..... a $500 a month unit, is going to get a much different job/effort than a $3200 a month unit :)