All Forum Posts by: Rito Altamirano

thanks guys for the great advice! , i do want to get my realtors license this year that is one thing i plan on doing. however i don't want to stop my current job i like what i do and I'm in for a possible promotion to a 70k salary which would be nice to have for investing .

and yes i have checked out a few pod casts and pan to check out the whole collection! i was also on a webinar last Thursday.

and my current living situation is pretty nice my rent is 1145 for a beautiful 2600 sq ft. home  in the aliente area of las vegas. i rent a room with a jack and jill bathroom to my friend for 550 works 2 jobs and is never home see each other like two or 3 times a week. so its a huge place for 600 a month lol . 

and yes the house hack is actually  what i planned for for my first investment. i hope to one day have apartment complexes 

hello BP first off i want to introduce myself. my name is rito altamirano I'm 23 from las vegas and i decided this is what i want to do with my life i just don't know where to start or who to turn to!! I've always wanted to do RE flipping since i was like 12 and i watched good ol armando montelongo on t.v , and well here i am today seeking a start. 

I've done tons of reading on the forums and learned a lot so far but i want sone experienced opinions on my current situation financially and what steps you guys or ladies would recommend for someone in my shoes. also if your in las vegas starbucks on me i'd love to meet and maybe even do some ride alongs haha! 

so heres my situation I'm 23 as of 18 my mother kinda screwed my credit using me for bills. so i sit at a terrible 560 credit score (maybe lower) :( 

i make 18 an hour full time plus bonuses made like 35k should've made like 45k but i was at a lower position jan-apr 2014, my girlfriend also lives with me and is willing to help she made 23k at her job after tax we brought home around 43k id say .so 43k actual income 

i have student loan debt of 12k 

my goals this year are to 

1. get 2 secure credit cards to start building my credit , i just paid off 3k in collections from when i was 18 used my tax return for that! agencies marked paid in full i will be disputing though. 

2. i plan to live out 2015 very frugle and spend as little money as possible. hope to save 12-15k by January 2016

3. read a lot and study flipping and buy hold deals as much as possible. 

4. hopefully buy my first flip or buy and hold by early 2016!