All Forum Posts by: Ethan G.

I got 3.5% fix for 20 yr at one bank; 4.75% fix for 20yr at another with 30% down payment. I don't have the cost estimation and the detailed terms yet. They asked for more personal information, like filling application. And I am reluctant to send in applications at each bank that I want to quote.  One of them is Trustmark NP - is it a legitimate bank or lender?

@Ethan G. That’s an option for the ones who are way behind, but most are just marginally behind (can get caught up) or (for some of the fixer uppers) they are up to date, they just haven’t fixed up the property yet. It seems as simple as making an offer and then releasing the lien note upon closing. But i want to make sure it’s that’s simple and I haven’t been able to find much literature.

@Ethan G. Thanks for your reply!! Do you mean self lender or the a.u??