All Forum Posts by: Richard S.

Hey @Derek Howe, 

When considering whether to sell your rental duplexes and pay off your primary residence as a defensive measure, it's important to carefully weigh the options and consider various factors. Here are a few points that I'd take into consideration:

1. Diversification: Rental properties can provide a form of diversification in your investment portfolio. Selling them and putting all your resources into a primary residence may reduce your investment diversification.
2. Long-term investment goals: Assess your long-term investment goals and how the sale of your rental properties aligns with those goals. Consider factors such as cash flow, potential appreciation, and your risk tolerance.
3. Economic and geopolitical factors: It's important to stay informed about the changing world order and understand the potential impacts on the economy. However, making investment decisions based solely on predictions or speculation can be challenging. Instead, focus on building a resilient and diversified portfolio that can withstand different economic scenarios.
4. Financial stability and risk management: Evaluate your overall financial situation, including your emergency fund, other investments, and sources of income. This can help you determine the level of risk you're comfortable with and whether paying off your primary residence makes sense as a defensive measure.

No one can accurately predict the future, and it's important to make investment decisions based on thorough analysis and your individual goals and risk tolerance. If you want to go through the numbers on each scenario just reach out and we can talk it through a bit more.