All Forum Posts by: Brandon Beale

That could very well be true

Awesom

So just for the sake of credit score science. I'm going to go to the bank tomorrow and apply for loan pre approval. Then ill ask about my score and see how it stacks up to experians "plus model". Then ill let everyone know if there is a despcepancy.

Ok. I just looked at the score page on my reports. These were order online at experian. Beside the scores it says they are calculated using thier plus model. Doesn't sound like an actual FICO to me.

Ok. So if you order a three score and report pack from one of the reporting agencies directly. What score model do you get then. I recently ran all three on the experiam website thinking I would get accurate scores from them.

Thank you everyone for your replies and the great discussion my vauge, open ended original post has spurred. I have been able to learn much today. And I hope someone else has also.

No. Not pretty all. Very helpful though. If I do decide to use a HML it Witt be after much consideration. And thorough review of the lenders terms. Thank you very much for Hard Money 101.

So. Subject to sounds lik what I learned as assuming a a mortgage. And yes the course I studded was an older course. As to the hard money... I think my largest question is how are they usually amortized? Is it paid like a normal loan with a balloon payment due at the end of the term. I don't wish to sound ignorant. I am very newto the concept of hard money though.

Hey thank you.

and if you don't mind me asking? What double you mean my the term subject to?