All Forum Posts by: Steven Lee

Are you a Homeowner or Want to Purchase your Dream Home?

Refinance, and lower your Mortgage payment or get Pre Approved with RCD Capital to purchase your Dream Home Today!

Refer your family, friends, or associates and get up to $500 Gift Card!

• $0 Cost Loan (Option)

• $0 Appraisal (Option)

• Interest rate as low as 2.125% for a 15 Year Fixed or 3.125% for a 30 Year Fixed

• Consolidate Debt

• Home Improvements

• Lower Monthly Payments

• Purchase Another Home

• Remove Mortgage Premium Insurance

• Skip 1 month of your mortgage payment

Mia Kim

Senior Loan Officer

NMLS 374487

Office- 800.593.0001

Mobile- 818. 696.6481

[email protected]

California Finance Lender 60DBO-76030

NMLS 1722515

Are you a Homeowner or Want to Purchase your Dream Home?

Refinance, and lower your Mortgage payment or get Pre Approved with RCD Capital to purchase your Dream Home Today!

Refer your family, friends, or associates and get up to $500 Gift Card!

• $0 Cost Loan (Option)

• $0 Appraisal (Option)

• Interest rate as low as 2.125% for a 15 Year Fixed or 3.125% for a 30 Year Fixed

• Consolidate Debt

• Home Improvements

• Lower Monthly Payments

• Purchase Another Home

• Remove Mortgage Premium Insurance

• Skip 1 month of your mortgage payment

Mia Kim

Senior Loan Officer

NMLS 374487

Office- 800.593.0001

Mobile- 818. 696.6481

[email protected]

California Finance Lender 60DBO-76030

NMLS 1722515 

Tim,

The company you work for NMLS is not even appearing on NMLS website. FYI- Your company can be fined for using false license information with 29 different Mortgage company names. I can be very detailed and give you all the laws your company is breaking. 

Tim,

If you have been In the industry for 19 Years. You should really know the compliance from conventional and commercial loans. Please stop harassing our team. Thank you! 

Who is Required to Obtain a Finance Lenders License?

In general, any person engaging in the business of a finance lender or finance broker in California is required to obtain a license under the California Financing Law. The California Financing Law contains a number of exemptions for persons licensed by other regulatory agencies.

Definitions

• “Finance lender” includes any person engaged in the business of making consumer loans or making commercial loans.
• “Finance broker” includes any person engaged in the business of negotiating or performing any act as broker in connection with loans made by a finance lender. A broker license authorizes brokering of loans to licensed finance lenders; it does not authorize brokering of loans to those who are not licensed finance lenders.

Are you a Homeowner or Want to Purchase your Dream Home?

Refinance, and lower your Mortgage payment or get Pre Approved with RCD Capital to purchase your Dream Home Today! 

Refer your family, friends, or associates and get up to $500 Gift Card!

• $0 Cost Loan (Option) 

• $0 Appraisal (Option)

• Interest rate as low as 1.75% for a 15 Year Fixed or 2.625% for a 30 Year Fixed

• Consolidate Debt

• Home Improvements

• Lower Monthly Payments

• Purchase Another Home 

• Remove Mortgage Premium Insurance 

• Skip 1 month of your mortgage payment

Mia Kim 

Senior Loan Officer

NMLS 374487

Office- 800.369.7009 Ex 132

Mobile- 818. 696.6481

[email protected]

California Finance Lender 60DBO-76030

NMLS 1722515

Need a reliable Nationwide Hard Money Lender?

RCD Capital is a Direct Lender that provides loans for Fix & Flips, New Construction, Lines of Credit, Portfolio Loans, & Rental Property Financing, Storage Facilities, 30 Yr. Mortgages, and Refi Cash Out. Free Approval Letters for your Offers!• 80-90% of Purchase • 110% of Rehab/Construction• Low Rates • Easy and Simple Loan Application with Minimum Documents • Rental Property Financing• No Seasoning of Funds Required• No Income Verification• Loans up to $50,000,000 • Bridge Financing • Foreign National Financing Available• Multifamily Hard Money Lending•Residential or Commercial Hard Money Lending• Fix and Flips or New Construction • Non Qualified Mortgage • Portfolio Loan • 30 Year Fixed Rate MortgageWe lend throughout the United States Funding in 7 to 12 Business Days.

Shelby,

I'm sorry to hear you're experiencing the stress level. It is difficult to find a legitimate contractor. Especially in Texas. Contractors do not have to be licensed. I would not recommend giving anyone equity shares, nor refinance the loan if you're almost complete with your project. The best thing to do is get a personal loan even though the interest maybe high and finish the project. Also, contact as many real estate agents to pre market the property so you can have a buyer lined up. Hope you finish your project. Wishing you the best! 

Are you a Homeowner or Want to Purchase your Dream Home?

Refinance, and lower your Mortgage payment or get Pre Approved with RCD Capital to purchase your Dream Home Today!

Refer your family, friends, or associates and get up to $500 referral fee!

• $0 Cost Loan (Option)

• $0 Appraisal (Option)

• Interest rate as low as 1.75% for a 15 Year Fixed or 2.625%

for a 30 Year Fixed

• Consolidate Debt

• Home Improvements

• Lower Monthly Payments

• Purchase Another Home

• Remove Mortgage Premium Insurance

Mia Kim

Office- 800.369.7009 Ex 132

Mobile- 818. 696.6481

[email protected]

Senior Loan Officer

NMLS 374487

California Finance Lender 60DBO-76030

NMLS 1722515

What makes RCD Capital different from other Hard Money Lenders? Contact us today for more information!

1. RCD Capital is not only a lender. Our Loan Officers invest in Real Estate from Fix & Flip, Buy & Holds, and more!

2. Our company will only work with clients who are honest, who have integrity, who have principles, and people who are trust worthy.

3. If one of our Loan Officers review your potential deal and it does not make any financial sense. We will advise you to walk away from the deal. Our company pride ourselves to helping our clients achieve their goals.

RCD Capital - Loans for Fix & Flips, New Construction, Lines of Credit, Portfolio Loans, & Rental Property Financing, Storage Facilities, 30 Yr. Mortgages, and Refi Cash Out. Free Approval Letters for your Offers!• 80-90% of Purchase • 110% of Rehab/Construction• Low Rates • Easy and Simple Loan Application with Minimum Documents • Rental Property Financing• No Seasoning of Funds Required• No Income Verification• Loans up to $50,000,000 • Bridge Financing • Foreign National Financing Available• Multifamily Hard Money Lending•Residential or Commercial Hard Money Lending• Fix and Flips or New Construction • Non Qualified Mortgage • Portfolio Loan • 30 Year Fixed Rate MortgageWe lend throughout the United States Funding in 7-10 Business Days.