All Forum Posts by: Raymond J. Rodrigues

@Darian Lupton, @Josh Green is a good person to connect with in your local area. He has helped a ton of BP members get going in the right direction and I am sure can be of great value to you on your journey! 

@Sean Huynh I'm sorry to hear about your experience. Perhaps you should look into Tampa Bay area. @Josh Green has a successful STR operation and is not as saturated as you had mentioned.

@Nikol Catino. Feel free to reach out. I am local to your area and am sure I can get you going in the right direction with a plan in place!

@Robert Smith I know of a few options here in Florida that offer financing to individuals that have been self-employed for less than 2 years, but must be 1 year or greater, in order for it to work. Feel free to contact me. My info is in my signature. 

@Brady D'Hont if you’re looking to be in the Tampa Bay Area, I recommend reaching out to @Josh Green. Especially if you’re looking to do short term rentals. He’s got it dialed in. 

@Mat Garcia I wouldn't sink that much cash into the property if at all possible. It's good to keep reserves on hand. There are no income verification primary residence loans available that require 20-25% down payment. 

@Dmitriy Yeshin i'm seeing comparable rates with a DSCR loan compared to conventional. Only difference is that DSCR often has pre-payment penalties, but does allow you to close in an LLC.

@Kolin Goff conventional loans require 12 months of seasoning. Non conforming loans allow as little as 3 months. Feel free to reach out with any questions and I can give you a few scenarios on what your options will be. 

@Erin Dominy would love to connect with you! 

@Jeremy B. I'm seeing rates start around 6.75% with your specific scenario.