All Forum Posts by: Rayjunior Nunez

If I were to partner with someone on a two flat, We both want to live in a unit, renovate the basement to rent it out; it also comes with a lot next door that we want to make to another 2 flat on. Could one of us get fha and go 50/50 on everything? Or whats the best way to handle the situation? 

thanks, yeah it sucks getting screwed when trying to help out.

my 740 credit score just went down to 680 because I was previously with T-Mobile with a friend, in my name and I left T-Mobile after paying everything in my name, my friend left too but he didn’t pay the phone now I have $600 in collections and the one derogatory Mark. what’s the best way to handle the situation. Thank you. I did dispute it with credit karma and my friend said he’s doing things on his end to Take responsibility. Also, how will this affect my credit score if everything goes good ? 

It’s hourly with over time and two bonus a year with about 10k I could pull out of my 401k. Thank you for the reply as well. I’ll definitely get in touch when I’m ready !

thanks makes me feel more confident. Thank you!

I’m making two years at my job in July but my 2021 w2 is about a half year, my 2022 w2 is the full year and obviously 2023 would be half done. How would they look at it? The past 2 years? so only 2021 and 2022?and if so that would mean might as well wait for the 2023 w2 to finish. Or they’ll do the half of 21 with the half of 23 and add it with the full 22’s w2 to make it the two years ? (There is a gap in 21, before starting this job; that’s why it’s only half a year).

Hope this makes sense and thank you in advance! 

 Thanks you , hopefully we do business one day!

 Definitely looking, thank you for the motivation.

Thanks for the reply, and thank you for the input.