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All Forum Posts by: Charlie Fitzgerald

Charlie Fitzgerald has started 8 posts and replied 2086 times.

Post: Arden Gist or Gist Group llc

Charlie Fitzgerald
Posted
  • Lender
  • Las Vegas, NV
  • Posts 2,283
  • Votes 1,102

Do your due diligence ...licensing, active business entity in good standing , no upfront fees, etc.

Post: Looking for hard money lenders

Charlie Fitzgerald
Posted
  • Lender
  • Las Vegas, NV
  • Posts 2,283
  • Votes 1,102

Reiinvestorfunds.com

Post: Assignment Contract...Will Military Orders Break The Contract

Charlie Fitzgerald
Posted
  • Lender
  • Las Vegas, NV
  • Posts 2,283
  • Votes 1,102

Follow the advice given here.  You will be fine.  Thanks for your service .

Post: I am giving away a free rental house in St. Louis

Charlie Fitzgerald
Posted
  • Lender
  • Las Vegas, NV
  • Posts 2,283
  • Votes 1,102

@Jason Haefeli it's actually my buddy @Jay Hinrichs that is giving away the property.  As far as your body to Las Vegas, I am in KC that week on business and we'll miss each other .

Post: Running the numbers on a single family

Charlie Fitzgerald
Posted
  • Lender
  • Las Vegas, NV
  • Posts 2,283
  • Votes 1,102

%'s are sound

Post: Do security deposits transfer with a property sale?

Charlie Fitzgerald
Posted
  • Lender
  • Las Vegas, NV
  • Posts 2,283
  • Votes 1,102

Yes.  I also recommend requiring estoppel certificates be completed by the tenants and provided to you for review prior to the close of escrow.  This way, you are aware of what the tenants position is from their point of view versus the sellers point of view and any differences can be worked out prior to COE.

Post: looking for advice on VA Hybrid loans

Charlie Fitzgerald
Posted
  • Lender
  • Las Vegas, NV
  • Posts 2,283
  • Votes 1,102

My favorite VA loan of all time...as long as you take advantage of the opportunity to hammer your principle during the initial period of sub 2% rate. I also never defer the 2 payments they will offer you to "skip". I also always ask if there is a lower rate I can buy down to.

For disciplined veteran homeowners, this is the best program we have available to us. When it comes up to reset at the end of year 3, refinance into a new 3/1 VA hybrid arm and do it all again.

Post: No Seasoning Cash out Refinancw

Charlie Fitzgerald
Posted
  • Lender
  • Las Vegas, NV
  • Posts 2,283
  • Votes 1,102

Take it

Post: Sellers Not Sending Counter Offers, What's With That?

Charlie Fitzgerald
Posted
  • Lender
  • Las Vegas, NV
  • Posts 2,283
  • Votes 1,102

For my $0.02...I personally always make my First offer, my Best and Final offer.  If it gets me the asset, great.  If it doesn't , great.  Nobody's time was wasted and the bast majority of the time, I win.

Just a thought ...

Post: Any recommendations for an Automatic Deduction program/service?

Charlie Fitzgerald
Posted
  • Lender
  • Las Vegas, NV
  • Posts 2,283
  • Votes 1,102

Use a servicing company.  If you need a referral, email me and I will give you the contact for the one I use.