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All Forum Posts by: Guevara M.

Guevara M. has started 70 posts and replied 198 times.

Post: Credit Score

Guevara M.Posted
  • Homeowner
  • Corpus Christi, TX
  • Posts 199
  • Votes 16

$47.85 for my credit score!!! I didn't know it cost that much.

Is this something I should check before I get Pre-Qualified?????

Post: Credit Score

Guevara M.Posted
  • Homeowner
  • Corpus Christi, TX
  • Posts 199
  • Votes 16

Thanks!

Post: Credit Score

Guevara M.Posted
  • Homeowner
  • Corpus Christi, TX
  • Posts 199
  • Votes 16

Where is the best place for me to get my credit score?

Post: Help With Updating (Pics)

Guevara M.Posted
  • Homeowner
  • Corpus Christi, TX
  • Posts 199
  • Votes 16

Post: Help With Updating (Pics)

Guevara M.Posted
  • Homeowner
  • Corpus Christi, TX
  • Posts 199
  • Votes 16

I want to do some updating in my 1/1 condo before I get ready to sell it. I need to make it look better than any of the other units that are there. Most of them look just like mine. (Old) So what are some of the things I can do to make it look real nice.

I plan on doing some painting, adding tile in the kitchen & bathroom & carpet in the rest of the place.

I would like to do something with the cabinets that are in the kitchen & would like to replace the counter tops with something newer looking.

I would like to keep it as chaep as possible too....

Please excuse all the cluter since it is being rented at the time.

Post: A Buyers Market

Guevara M.Posted
  • Homeowner
  • Corpus Christi, TX
  • Posts 199
  • Votes 16

I will be debt free by the end of 2008. Should I wait till then to qualify or just do it now??? My lease at the apartment I am at isn't up until July 09 but plan on looking at houses well before then.

Post: Seeking Advice Please...

Guevara M.Posted
  • Homeowner
  • Corpus Christi, TX
  • Posts 199
  • Votes 16

Thanks Jon for the info. There are only a total 5 windows that are small. I could get them all for less than $500. I've used the HOA before & never had a problem with them.

I would like to keep this small condo as a rental & possible sell in about 10 years. Maybe it would be better to just dump it like you said too.

Post: Seeking Advice Please...

Guevara M.Posted
  • Homeowner
  • Corpus Christi, TX
  • Posts 199
  • Votes 16
Originally posted by Jon Holdman:
If you want to keep it, you need to get the rent up to $650-700, ideally $100 over that so you're actually making money. As it is, you're something like $150/month in the hole. Not every month, but at some point, they property is going wake up and say "Hey! I need $2000 today."

I just read the "Hey! Ineed $2000 today." I forgot about things like that. HaHa...

For the most part it stays rented out every month. I've only had 2 renters through there since I fixed it & they were both good renters. It was vacant for 1 month in between. The lady that is there now will stay there for ever if Iet her but I really want to raise the rent to help with my loss & not sure how she would take that. We never signed a contract. It was kind of a spure of the moment thing to were the lady (family friend) needed a place to stay right a way & agreed to pay the $525 plus deposit.

I want to replace the old cracked windows with some better energy efficient ones to help with the cost of the utilities which I pay none of. I can get the windows at a discounted price & install them my self. Would this be wise? It would save her on the elec bill & would also add value if I decide to dump it.

All my appliances (A/C & Heat, Water Heater, Fridge, Stove, Dish Washer, Washer & Dryer, etc...) are covered under my home warranty.

HOA covers all the exterior except the windows of course.

There is just so much to learn....... I don't really plan on owning any other rental properties so if I can some how get this one to work out for me then that would be great. My goal is to just be able & pay it off as soon as possible. If not, it is a lesson learned.

Post: Seeking Advice Please...

Guevara M.Posted
  • Homeowner
  • Corpus Christi, TX
  • Posts 199
  • Votes 16

Sounds Good, Thanks!!!

Post: Seeking Advice Please...

Guevara M.Posted
  • Homeowner
  • Corpus Christi, TX
  • Posts 199
  • Votes 16

Dump It?

Is there any other resource. How about raise the rent & if so by how much? It's such an easy rental for me. Only time I go there is to pick up the rent & check on it.