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All Forum Posts by: Montse C.

Montse C. has started 3 posts and replied 7 times.

Post: Connecting U.S. Investors with Real Estate Opportunities in the Netherlands

Montse C.Posted
  • Flipper/Rehabber
  • Nederland
  • Posts 8
  • Votes 1

Hello! 👋

I’m Montse, a Personal Assistant in the real estate area of JaniyuHome, based in the Netherlands. We help international investors remotely invest in house flipping projects in Europe, particularly in the Netherlands. We take care of everything: property search, renovation, and the sale or rental process.

Additionally, we facilitate remote investment (internationally), providing investors with peace of mind knowing that their projects are managed by a professional team focused on maximizing returns while they focus on their own priorities in the U.S.

I’m looking to connect with investors interested in exploring international opportunities!

Post: Investing in Spain: Good idea for non-residents(Americans)?

Montse C.Posted
  • Flipper/Rehabber
  • Nederland
  • Posts 8
  • Votes 1
Quote from @Basit Siddiqi:

I lived in Madrid, Spain for about 8 months and I am curious if it is possible for non-residents to successfully have rental properties within the country.
My concern is mostly from a tax standpoint and whether it makes sense.

My research shows that 
Non-residents of Spain(but a resident of Europe) pay a flat rate of 19% on NET RENTAL INCOME.
Non-residents of Spain(Not a resident of Europe, such as the USA) pay a flat rate of 24% on GROSS RENTAL INCOME.

The difference of paying tax on Net and Gross is huge.

Americans are not able to deduct expenses such as mortgage interest, taxes, insurance, cleaning, repairs, etc

A pro that I can think about when it comes to invest in Spain is that overall costs are less - Mortgage rates are currently around 4% - 4.5% while it is around 6.5% - 7% in the US.

Am I reading the tax law correctly?

Are there americans who are making the numbers work?
I would love to hear from others who are making it work and what the numbers are like.

Hi Basit,

You're right about the challenges non-residents face with taxes in Spain. However, there's a solution you can explore. Through your LLC in the US, you can set up a virtual office in Spain. This approach allows you to have a legal presence in the country, which is often necessary for investing there if you don't live in Spain.

Having a virtual office in Spain through your LLC could help you access local tax benefits and deductions, such as expenses for mortgage interest, repairs, and insurance, which non-residents typically cannot claim.

It’s worth consulting with a tax or legal advisor familiar with both the US and Spanish systems to ensure compliance and take full advantage of this option. Let me know if you’d like to discuss this further! 😊

Post: Excited to Join the Community and Share Real Estate Expertise!

Montse C.Posted
  • Flipper/Rehabber
  • Nederland
  • Posts 8
  • Votes 1

Hello everyone! 👋

It’s a pleasure to join this community and connect with people passionate about real estate. My name is Montse, I’m originally from Spain, and I currently live in the Netherlands. I’m interested in connecting with investors who want to explore remote investment opportunities (internationally), especially in Europe, and specifically in the Netherlands.

I firmly believe that collaboration and the exchange of experiences can lead to great results for everyone. I’m excited to learn from this community, share ideas, and build valuable connections. Feel free to reach out if you’d like to talk about real estate or exchange ideas!

Post: Really long distance investing (International)

Montse C.Posted
  • Flipper/Rehabber
  • Nederland
  • Posts 8
  • Votes 1
Quote from @Micki McNie:

@Montse C. well put. Everyone has different reasons and criteria for investing. I've relocated to Spain and am very excited about rehab projects and a rental portfolio. There are some unique market opportunities to be tapped into. People need to remember that not everyone is filling in a spreadsheet with the most stringent numbers, there are lifestyle advantages to be considered as well.


Hi Micki,

I see your point about lifestyle advantages, and I completely agree that they’re an important factor to consider. However, from my experience in Europe, particularly in the Netherlands and Spain, calculations still play a big role in ensuring the profitability of a flipping or rental project. Understanding the numbers is key to knowing whether a project will be successful or if it’s better to walk away.

That said, it’s also true that every market is different, and combining a solid business approach with lifestyle goals can create unique opportunities. I’d love to hear more about how you’re balancing both aspects in your projects in Spain—your perspective sounds really interesting!

Looking forward to staying connected and exchanging ideas.

Post: Really long distance investing (International)

Montse C.Posted
  • Flipper/Rehabber
  • Nederland
  • Posts 8
  • Votes 1
Quote from @Chris Magistrado:
Quote from @Montse C.:
Quote from @Levi T.:

I live near Nice France half the year. Europe is not a good market for investing. It’s too much to explain, just not worth it… Invest in America, vacation/live in Europe…



While Europe might not have worked for some, it offers incredible opportunities depending on the market and strategy.

As someone living in Europe, specifically the Netherlands, I’ve found house flipping here to be a strong investment avenue, especially with the high demand for housing. Spain is also another promising market we’ve been exploring, particularly for its growing tourism and rental opportunities.

Currently, we’re also reaching out to US investors who might be interested in exploring these markets with us. The potential is definitely there for those who want to diversify and expand beyond the US market.

Would love to hear more about your experiences and why you feel Europe hasn’t worked for you. It’s always insightful to exchange views!

Very interesting! Would you be able to share some of the numbers you've seen in the flips for the Netherlands and Spain?


Thank you for your interest! Here are some general figures we’ve observed in our house flipping projects. As a Spaniard currently living in the Netherlands, I have experience in both markets and can offer you a comparative perspective based on our track record.

In the Netherlands, flipping projects typically generate net profits of 10-15% after renovations. For instance, a property purchased for €300,000, with a renovation budget of €50,000, could sell for €400,000, yielding a net profit of approximately €50,000 after costs.

In Spain, flipping projects often yield even higher returns of 15-20%, thanks to the growing demand for renovated properties. For example, a property purchased for €200,000, with €40,000 in renovations, could sell for €300,000, resulting in a net profit of around €60,000.

Additionally, rental opportunities are strong in both markets. In the Netherlands, rental yields can reach 5-7% annually, while in Spain, especially in tourist areas, annual yields often range between 8-10%.

If you’re interested, I can share more specific examples, like our current project "Casa Blanca". Feel free to send me a private message for further details or to explore potential opportunities together!

 😊

Post: Really long distance investing (International)

Montse C.Posted
  • Flipper/Rehabber
  • Nederland
  • Posts 8
  • Votes 1
Quote from @Levi T.:

I live near Nice France half the year. Europe is not a good market for investing. It’s too much to explain, just not worth it… Invest in America, vacation/live in Europe…



While Europe might not have worked for some, it offers incredible opportunities depending on the market and strategy.

As someone living in Europe, specifically the Netherlands, I’ve found house flipping here to be a strong investment avenue, especially with the high demand for housing. Spain is also another promising market we’ve been exploring, particularly for its growing tourism and rental opportunities.

Currently, we’re also reaching out to US investors who might be interested in exploring these markets with us. The potential is definitely there for those who want to diversify and expand beyond the US market.

Would love to hear more about your experiences and why you feel Europe hasn’t worked for you. It’s always insightful to exchange views!

Post: 🌍 Looking for Private Investors for Real Estate Projects in the Netherlands 🇳🇱

Montse C.Posted
  • Flipper/Rehabber
  • Nederland
  • Posts 8
  • Votes 1

Hello fellow investors,

We are currently seeking private investors to partner with us on flipping house projects in the Netherlands. Our business specializes in acquiring undervalued properties, renovating them, and turning them into profitable investments.

Why invest in the Netherlands?

  • A stable and growing real estate market.
  • Attractive returns on investment through renovation and resale.
  • High demand for quality housing in key cities.

What we offer:

  • Clear and transparent investment terms.
  • Regular updates on project progress.
  • Attractive ROI and flexible exit strategies.

📩 For more information, feel free to reach out or visit our website:



https://janiyuhome.com/investor/

💬 I look forward to hearing from you!