All Forum Posts by: Mak K.

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Texas- Houston.

I had a roof claim which got denied 2 years back for no solid reason. We had to hire a lawyer and its under negotiations with lawyers. Houston had another hurricane 2024 and result was more damage to the roof and more damages.  Would it be a good idea to file the claim with the new insurance company for the roof?  If they pay, I would not even care about the first claim?  Will the new claim put this into another mess? The first lawyers working are just not serious and do not care about the case but money in their pocket. The result of lasuit looks like $3k in my pocket if I settle.  Should I put the new claim and try to get full amount from new insurance??

I have a remodeling company and am a contractor. I have 6 properties coming up for Roof replacement thru insurance. Can I myself have my team do the work and then bill the insurance under my company name? Or even I can sub contract work out to other companies and bill it via my own company name. This will allow me to have better deals and can profit on the work as a contractor.

Are their any clause which prevent this?

I have 6 properties which got hit by the storm in Houston. My deductibles are $6K range and all properties are 2005+ build, 2000 SF +/- double story.

Location Houston TX

This is my first time working with insurance as well as roofing company. How do I negotiate with roofers. Also how do I make sure all secondary damage such as gutters, siding, windows etc are covered and accounted in insurance claim. What would be the best strategy? Tips/advice/lessons learnt?

I have a section8 which we decided not to renew. The problem with Section8 is eviction requires 30 day notice instead of 3 days. We did send the tenant 30 day eviction notice. Notice is for not carrying renters insurance. We found other two new violations (Not changing air filter causing AC to malfunction and we had to replace it) and (Not Maintaining yard).

Is it ok to update the lease violation notices and resend eviction? Will it trigger another 30 days from date I resend?

We want to go to court with as much ammunition we can go with. This is a tenant who thinks she can live free with section8 and not care.

Do you have all rental income coming in one LLC acocunt? How do you have rental income deposited?

 I called the taxing authority and they said NO. Per them it is standard practice to be aware that exemptions would be removed at certain point and back taxes will be charged. They said current owner is responsible even though they were for previous owner

Do I need an attorney to file the title insurance claim at this stage? or can you file it yourself.

Location: TEXAS

We closed a property where there was a deceased person few years back. Title company paid the taxes showing tax payment certificate cleared. But county came back removing the exemption (65y+ homestead) since the death few years back and now are charging all the previous 4-5 year taxes resulting in $10-12K (County, ISD, Mud taxes etc). Also taxes are due by July 1st to avoid penalties.

Ofcourse title company is playing the game they are not responsible. County tells me that it is common practice by title company to prorate back year taxes when a person is death as they know taxes will be back charged once exemptions are removed. Also now I see tax certificate issued was 3 weeks before our contract start date.  So they failed to recheck the records may be?

So, in this case, who is responsible for the back taxes? Is it Seller or Wholesaler (Assigner) or Title company. My understanding is reason we use title company/title insurance is to make sure buyer is not responsible for any previous liens, tax or legal issues before closing date.

I am trying to understand this at high level so I can have a path forward. Should I just go after title insurance or need a lawyer?