All Forum Posts by: Neha Wadhwani

I agree and echo with @Deborah Burian. We favor  income, employment verification and rental history/no evictions as well. Have had multiple good paying clients with scores in 500s. They paid on-time all months, took great care of our homes and we are now listed as their + references. 

Do check their credit score and background. I have had my fair share of applicants who wanted to pay the full year in advance and there was always a reason behind it - poor credit score/criminal history etc. In general, people with good scores and a year worth of rent savings buy their own homes instead of renting. If I were you, I would be cautious.

Looking for conventional loan.

I am looking for some help from BP members in the Austin/Round Rock area to get cash out refinance broker contacts. My existing contact has increased the closing costs so I am looking for alternate options. I am not interested in portfolio lending at this time because we have a few more loans we can get before we have to go to a portfolio lender. 

Any leads/help is highly appreciated.

Originally posted by @Bryan Hancock:

Good deal.  I stopped by the branch yesterday to deposit some money and Rodney mentioned someone contacted him I sent.  I didn't know who it was.  

 Thanks Brian. I will also be reaching out to Rodney and will sure mention your name.

I saw your before and after pics on the flickr link. The after looks amazing! Great job. Share more details on the numbers.

@Jay Hinrichs - Unfortunately, I dont have a title officer at my beck and call to get a report in one day. The auction is on Tuesday. 

@Wayne Brooks  I checked the docs - the IRS lien does not have the middle initial. The deed does. But the name is faily uncommon and only one exists in the Austin area. 

So - Does anyone know the steps/process on how to settle with IRS? Should I hire a lawyer/negotiator/intermediary OR call them directly?

Overall it looks like I will have to pay IRS to get an owner's title policy. Does anyone know the steps/process on how to settle with IRS? Should I hire a lawyer/negotiator/intermediary OR call them directly?

@Jay Hinrichs Thanks for your feedback. BTW, I am a lady not a gentleman :)

I will call a title company on Monday, but since I have barely any connections, they will most likely give me a standard, no risk response that they wont insure it. 

Overall it looks like I will have to pay IRS to get an owner's title policy. Does anyone know the steps/process on how to settle with IRS? Should I hire a lawyer/negotiator/intermediary OR call them directly?