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All Forum Posts by: Michael Oakley

Michael Oakley has started 75 posts and replied 92 times.

Post: Asset Based Loans - No Income Qualification - No DTI Requirements

Michael OakleyPosted
  • Lender
  • Austin, TX
  • Posts 93
  • Votes 11

Hi Carolyn! Yes, we do lend in Jacksonville FL.

Post: Asset Based Loans - No Income Qualification - No DTI Requirements

Michael OakleyPosted
  • Lender
  • Austin, TX
  • Posts 93
  • Votes 11

Hi Donald!

Yes, we lend in Indiana and yes we do work with brokers as well!

Post: Asset Based Loans - No Income Qualification - No DTI Requirements

Michael OakleyPosted
  • Lender
  • Austin, TX
  • Posts 93
  • Votes 11

We are constantly adding new loan products that are designed exclusively to match investors' needs, whether you're looking to purchase or refinance. Also, please remember that all our loans are based primarily on the property as it is now, so we do not check income. If you do have a good credit score, we have reduced rates available.

  • Rental Loans Available (NO Employment Verification, NO Sourcing of Funds, NO Income Verification, NO Tax Documents)
  • 650 Min. Credit Score
  • Close in Weeks, not Months
  • Up to 75% LTV on Purchases and Refi Cash-Outs
  • Rates as Low as 7.2%
  • Buy and Hold Products (30-Year Amortizations)
  • Min. Loan Amount: $45K, Max Loan Amount: $1 million, depending on loan product
  • No Sourcing or Seasoning of Funds
  • 30-Day Seasoning on Refis

Post: Asset Base Loans - No Income Qualifications - No DTI Requirements

Michael OakleyPosted
  • Lender
  • Austin, TX
  • Posts 93
  • Votes 11

Hi Alex!

We are a long term private money lender for rental properties. We typically have an appraiser we use, but if you have one we can see about using them. The only upfront cost will be paying for the appraisal. The rest fo the cost will be due at closing. Let me know a good time to reach out to you and we can talk about our loans in more detail.

Post: Asset Base Loans - No Income Qualifications - No DTI Requirements

Michael OakleyPosted
  • Lender
  • Austin, TX
  • Posts 93
  • Votes 11

We are constantly adding new loan products that are designed exclusively to match investors' needs, whether you're looking to purchase or refinance. Also, please remember that all our loans are based primarily on the property as it is now, so we do not check income. If you do have a good credit score, we have reduced rates available.

  • Rental Loans Available (NO Employment Verification, NO Sourcing of Funds, NO Income Verification, NO Tax Documents)
  • 650 Min. Credit Score
  • Close in Weeks, not Months
  • Up to 75% LTV on Purchases and Refi Cash-Outs
  • Rates as Low as 7.2%
  • Buy and Hold Products (30-Year Amortizations)
  • Min. Loan Amount: $45K, Max Loan Amount: $1 million, depending on loan product
  • No Sourcing or Seasoning of Funds
  • 30-Day Seasoning on Refis

Post: Asset Based Loans - No Income Qualification - No DTI Requirements

Michael OakleyPosted
  • Lender
  • Austin, TX
  • Posts 93
  • Votes 11

Hi Mejgan! Yes, we can look at pulling cash out of that property for you. I will send you some of our loan information to your gmail listed and we can set up a time to talk in dept about it.

Post: Asset Based Loans - No Income Qualification - No DTI Requirements

Michael OakleyPosted
  • Lender
  • Austin, TX
  • Posts 93
  • Votes 11

Hi Evan,

We Loan in CA, but unfortunately we do not loan in AZ at this time and we don't do lines of credit. Just purchase and re-financing of rental properties. I can send you an email with our loan products. Is [email protected] a good email address?

Post: Asset Based Loans - No Income Qualification - No DTI Requirements

Michael OakleyPosted
  • Lender
  • Austin, TX
  • Posts 93
  • Votes 11

 We are constantly adding new loan products that are designed exclusively to match investors' needs, whether you're looking to purchase or refinance. Also, please remember that all our loans are based primarily on the property as it is now, so we do not check income. If you do have a good credit score, we have reduced rates available.

  • Rental Loans Available (NO Employment Verification, NO Sourcing of Funds, NO Income Verification, NO Tax Documents)
  • 650 Min. Credit Score
  • Close in Weeks, not Months
  • Up to 75% LTV on Purchases and Refi Cash-Outs
  • Rates as Low as 7.2%
  • Buy and Hold Products (30-Year Amortizations)
  • Min. Loan Amount: $45K, Max Loan Amount: $1 million, depending on loan product
  • No Sourcing or Seasoning of Funds
  • 30-Day Seasoning on Refis

 Please feel free to email ([email protected]) or call me anytime at (512) 334-1466.

Post: Investor Financing from Visio Lending!!

Michael OakleyPosted
  • Lender
  • Austin, TX
  • Posts 93
  • Votes 11

Investors value our fast, simple and dependable process, and because we lend based primarily on the property, there is no income verification, no tax documents needed, and no debt-to-income calculations. If you have a good credit score, we have reduced rates and fees available too. This enables us to originate, close and fund a loan in 23 days on average, start to finish.

Post: Investor Financing from Visio Lending!!

Michael OakleyPosted
  • Lender
  • Austin, TX
  • Posts 93
  • Votes 11

Investors value our fast, simple and dependable process, and because we lend based primarily on the property, there is no income verification, no tax documents needed, and no debt-to-income calculations. If you have a good credit score, we have reduced rates and fees available too. This enables us to originate, close and fund a loan in 23 days on average, start to finish.