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All Forum Posts by: Michael Oakley

Michael Oakley has started 75 posts and replied 92 times.

Post: Asset Based Lending - No Income Requirement - No DTI Requirement

Michael OakleyPosted
  • Lender
  • Austin, TX
  • Posts 93
  • Votes 11

We are constantly adding new loan products that are designed exclusively to match investors' needs, whether you're looking to purchase or refinance. Also, please remember that all our loans are based primarily on the property as it is now, so we do not check income. If you do have a good credit score, we have reduced rates available. We lend on single family (1-4 Units) rent ready properties.

  • Rental Loans Available (NO Employment Verification, NO Sourcing of Funds, NO Income Verification, NO Tax Documents)
  • 650 Min. Credit Score
  • Close in Weeks, not Months
  • Interest Rates Starting at 6.5%
  • Up to 75% LTV on Purchases & Re-Finances
  • Buy and Hold Products (30-Year Amortizations)
  • Min. Loan Amount: $45K, Max Loan Amount: $1 million, depending on loan product
  • No Sourcing or Seasoning of Funds
  • 30-Day Seasoning on Refis
  • 0% Origination Fees on loans $150,000+
  • 12 Month IO w/no Prepayment Penalty

Post: Looking for lenders who can do a cash out refi of mult fam proper

Michael OakleyPosted
  • Lender
  • Austin, TX
  • Posts 93
  • Votes 11

Hi Ryan,

I can take a look at refinancing those for you. Visio Lending is a private lender for long term single family investments. Have 30yr loan products. Feel free to give me a call at 512-334-1466 M-F 8:30 - 5:30 Central Time, or email me at [email protected]

Post: Asset Based Lending - No Income Requirement - No DTI Requirement

Michael OakleyPosted
  • Lender
  • Austin, TX
  • Posts 93
  • Votes 11

We are constantly adding new loan products that are designed exclusively to match investors' needs, whether you're looking to purchase or refinance. Also, please remember that all our loans are based primarily on the property as it is now, so we do not check income. If you do have a good credit score, we have reduced rates available. We lend on single family (1-4 Units) rent ready properties.

  • Rental Loans Available (NO Employment Verification, NO Sourcing of Funds, NO Income Verification, NO Tax Documents)
  • 650 Min. Credit Score
  • Close in Weeks, not Months
  • Interest Rates Starting at 6.5%
  • Up to 75% LTV on Purchases & Re-Finances
  • Buy and Hold Products (30-Year Amortizations)
  • Min. Loan Amount: $45K, Max Loan Amount: $1 million, depending on loan product
  • No Sourcing or Seasoning of Funds
  • 30-Day Seasoning on Refis
  • 0% Origination Fees on loans $150,000+
  • 12 Month IO w/no Prepayment Penalty

Post: Asset Based Lending - No Income Requirement - No DTI Requirement

Michael OakleyPosted
  • Lender
  • Austin, TX
  • Posts 93
  • Votes 11

We are constantly adding new loan products that are designed exclusively to match investors' needs, whether you're looking to purchase or refinance. Also, please remember that all our loans are based primarily on the property as it is now, so we do not check income. If you do have a good credit score, we have reduced rates available. We lend on single family (1-4 Units) rent ready properties.

  • Rental Loans Available (NO Employment Verification, NO Sourcing of Funds, NO Income Verification, NO Tax Documents)
  • 650 Min. Credit Score
  • Close in Weeks, not Months
  • Interest Rates Starting at 6.5%
  • Up to 75% LTV on Purchases & Re-Finances
  • Buy and Hold Products (30-Year Amortizations)
  • Min. Loan Amount: $45K, Max Loan Amount: $1 million, depending on loan product
  • No Sourcing or Seasoning of Funds
  • 30-Day Seasoning on Refis
  • 0% Origination Fees on loans $150,000+
  • 12 Month IO w/no Prepayment Penalty

Post: Asset Based Lending - No Income Requirement - No DTI Requirement

Michael OakleyPosted
  • Lender
  • Austin, TX
  • Posts 93
  • Votes 11

We are constantly adding new loan products that are designed exclusively to match investors' needs, whether you're looking to purchase or refinance. Also, please remember that all our loans are based primarily on the property as it is now, so we do not check income. If you do have a good credit score, we have reduced rates available. We lend on single family (1-4 Units) rent ready properties.

  • Rental Loans Available (NO Employment Verification, NO Sourcing of Funds, NO Income Verification, NO Tax Documents)
  • 650 Min. Credit Score
  • Close in Weeks, not Months
  • Interest Rates Starting at 6.5%
  • Up to 75% LTV on Purchases & Re-Finances
  • Buy and Hold Products (30-Year Amortizations)
  • Min. Loan Amount: $45K, Max Loan Amount: $1 million, depending on loan product
  • No Sourcing or Seasoning of Funds
  • 30-Day Seasoning on Refis
  • 0% Origination Fees on loans $150,000+
  • 12 Month IO w/no Prepayment Penalty

Post: 4-Plex deal seeking private lender

Michael OakleyPosted
  • Lender
  • Austin, TX
  • Posts 93
  • Votes 11

Hey Marcus,

Visio is a single family private lender. No income requirements - No DTI Requirements - No Tax returns needed for borrower. Let me know if you'd like for me to quote you.

Post: Asset Based Lending - No Income Requirement - No DTI Requirement

Michael OakleyPosted
  • Lender
  • Austin, TX
  • Posts 93
  • Votes 11

We are constantly adding new loan products that are designed exclusively to match investors' needs, whether you're looking to purchase or refinance. Also, please remember that all our loans are based primarily on the property as it is now, so we do not check income. If you do have a good credit score, we have reduced rates available. We lend on single family (1-4 Units) rent ready properties.

  • Rental Loans Available (NO Employment Verification, NO Sourcing of Funds, NO Income Verification, NO Tax Documents)
  • 650 Min. Credit Score
  • Close in Weeks, not Months
  • Interest Rates Starting at 6.5%
  • Up to 75% LTV on Purchases & Re-Finances
  • Buy and Hold Products (30-Year Amortizations)
  • Min. Loan Amount: $45K, Max Loan Amount: $1 million, depending on loan product
  • No Sourcing or Seasoning of Funds
  • 30-Day Seasoning on Refis
  • 0% Origination Fees on loans $150,000+

Post: Asset Based Lending - No Income Requirement - No DTI Requirement

Michael OakleyPosted
  • Lender
  • Austin, TX
  • Posts 93
  • Votes 11

We are constantly adding new loan products that are designed exclusively to match investors' needs, whether you're looking to purchase or refinance. Also, please remember that all our loans are based primarily on the property as it is now, so we do not check income. If you do have a good credit score, we have reduced rates available. We lend on single family (1-4 Units) rent ready properties.

  • Rental Loans Available (NO Employment Verification, NO Sourcing of Funds, NO Income Verification, NO Tax Documents)
  • 650 Min. Credit Score
  • Close in Weeks, not Months
  • Interest Rates Starting at 6.5%
  • Up to 75% LTV on Purchases & Re-Finances
  • Buy and Hold Products (30-Year Amortizations)
  • Min. Loan Amount: $45K, Max Loan Amount: $1 million, depending on loan product
  • No Sourcing or Seasoning of Funds
  • 30-Day Seasoning on Refis
  • 0% Origination Fees on loans $150,000+
  • Now Lending in Chicago. Min $150k Property Value

Post: Asset Based Lending - No Income Requirement - No DTI Requirement

Michael OakleyPosted
  • Lender
  • Austin, TX
  • Posts 93
  • Votes 11

We are constantly adding new loan products that are designed exclusively to match investors' needs, whether you're looking to purchase or refinance. Also, please remember that all our loans are based primarily on the property as it is now, so we do not check income. If you do have a good credit score, we have reduced rates available. We lend on single family (1-4 Units) rent ready properties.

  • Rental Loans Available (NO Employment Verification, NO Sourcing of Funds, NO Income Verification, NO Tax Documents)
  • 650 Min. Credit Score
  • Close in Weeks, not Months
  • Interest Rates Starting at 6.5%
  • Up to 75% LTV on Purchases & Re-Finances
  • Buy and Hold Products (30-Year Amortizations)
  • Min. Loan Amount: $45K, Max Loan Amount: $1 million, depending on loan product
  • No Sourcing or Seasoning of Funds
  • 30-Day Seasoning on Refis
  • 0% Origination Fees on loans $150,000+
  • Now Lending in Chicago. Min $150k Property Value

Post: Asset Based Lending - No Income Requirement - No DTI Requirement

Michael OakleyPosted
  • Lender
  • Austin, TX
  • Posts 93
  • Votes 11

We are constantly adding new loan products that are designed exclusively to match investors' needs, whether you're looking to purchase or refinance. Also, please remember that all our loans are based primarily on the property as it is now, so we do not check income. If you do have a good credit score, we have reduced rates available. We lend on single family (1-4 Units) rent ready properties.

  • Rental Loans Available (NO Employment Verification, NO Sourcing of Funds, NO Income Verification, NO Tax Documents)
  • 650 Min. Credit Score
  • Close in Weeks, not Months
  • Interest Rates Starting at 6.5%
  • Up to 75% LTV on Purchases & Re-Finances
  • Buy and Hold Products (30-Year Amortizations)
  • Min. Loan Amount: $45K, Max Loan Amount: $1 million, depending on loan product
  • No Sourcing or Seasoning of Funds
  • 30-Day Seasoning on Refis
  • 0% Origination Fees on loans $150,000+
  • Now Lending in Chicago. Min $150k Property Value