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All Forum Posts by: Mia Tam

Mia Tam has started 6 posts and replied 7 times.

Hello,

We have been renting the current property for 3 yrs now, there is normal wear and tear that is common with property use. When we moved in I took pictures of areas of the house that I thought were poorly maintained or not in the expected state, the pictures are in my phone and have a date and timestamp for authenticity of when they were taken. The landlord has $2000 from us in security deposit.

We are moving out by the end of May, and my concern is that they may falsely charge us for damages or things that were not done by us and I need to safeguard my interest. I intend to take pictures of every part of the house to thoroughly document the condition before we move out and send those pictures to the landlord as a proof so they cannot claim anything false after they move back in - is that a good idea?

In addition to this what else can I do to protect myself and ensure that they don't take anything more than is required from that security deposit?
I am in Illinois.

Thanks,
Priyanka

Post: Flood risk factor

Mia TamPosted
  • Posts 7
  • Votes 0
Hello,
Some websites for buying and selling houses has a section "Climate Risk" indicates "Flood Risk" with rating of 6/10. All neighboring houses around this house have a rating of 1/10.

Is this number authentic (since it is a prediction) and should I consider it seriously before making an offer?? Thanks in advance for your response.

Post: Flood risk factor

Mia TamPosted
  • Posts 7
  • Votes 0

Hello,

First time buyer and have interest in a property.

But,  on some websites a section "Climate Risk" indicates "Flood Risk" with

rating of 6/10. All neighboring houses around this house have a rating

of 1/10 and hence I am concerned.

Is this number authentic (since it is a prediction) and should I consider it seriously before making an offer??

Thanks in advance for your response.

Post: Flood risk factor

Mia TamPosted
  • Posts 7
  • Votes 0
Hello,

First time buyer and have interest in a property.

But, on some websites  a section "Climate Risk" indicates "Flood Risk" with rating of 6/10.  All neighboring houses around this house have a rating of 1/10 and hence I am concerned.

Is this number authentic (since it is a prediction) and should I consider it seriously before making an offer??

Thanks in advance for your response.

Post: Choosing a buying agent

Mia TamPosted
  • Posts 7
  • Votes 0

Hello,

New first time home buyer here. 


I went for an open house yesterday and ended chatting with a seller's agent for the home I went for open house.

He seems to have good reviews by previous clients and such ( pinch of salt  - since it cannot be verified if credible or not) but he sounded like he knows his stuff. He gave us good information on the schools districts, their ranking and such which was helpful. He said he has contacts for mortgage guy, title etc. 

My question is, is it a good idea to work with the agent's contacts like for bank mortgage, title, home inspection etc. or should a buyer shop around instead?

Also, if the buyer agent is also a seller's agent for the house that you are interested in, should you still work with the same agent? What are the shortfalls?

What are red flags when working with an agent for house buying?

PS: are there any good online resources/ forums to ask questions specifically about home buying?


Thanks,

Piya

Thank you for your reply.

As a tenant, when I take pictures for documentation, should I share it with the property management the landlord uses or keep it to myself in case I need them later.

Can they question the credibility of when the photos were taken if I don't share it with them at a certain date/time over email?

Hello,

We are currently renting a two bedroom apartment in the city. The last few months have been stressful due to a careless and inconsiderate property management and landlord. Some part of the floor was ripped off due to a HVAC plumbing leak and never fixed (part of the reason for moving out).

We have few weeks before the lease term ends but are moving out in a few days. 

What are some of the things to note/keep proofs of before moving out so that they don't charge us for random broken stuff/normal wear and tear in the house (including the floors that THEY ripped off) after the lease ends?


Thanks,

Mia