All Forum Posts by: Melissa Claypool

Well now the Lender says (after I signed a Disclosure for 15% down) that they have suspended all 15% down loans so now I have to come up with more money down to be 20% down.  They also charged over $700 for an appraisal saying due to demand the price is higher now.  When they called me about the suspension of the 15% down (and now want me to sign a new loan disclosure) they said the appraisal has also increased to over $1010.00 because the appraisal company thinks the area is in the mountains.  It is just outside of Asheville. - less than 20 min.  Can they change the down payment agreement and has anyone else been seeing the appraisal at this amount?  In January I was charged over $400 for an appraisal but had to back out of the purchase due to issues brought up by the inspection.

I am currently checking in with FP - Finance Properties, they say they can do 15%.  Rates will be 6% to 7%.  For 20% down it will be upper 5% to 6%.  They also look for 6 months of reserves (can use 401k... so on). Will let you know how it goes  

Well now I know he trained with Ron LeGrand so I believe he is doing the same program. 

 He sent me some videos.  He has several popular books on Amazon.  He also says he is the one doing the training.  But your right, there isnt any mentoring reviews which is odd.   Thanks! 

Has anyone used Joel Sangerman's mentoring program? Is it a good program? I have been offered to sign up (fee involved).   I cant find any information on it.