15% Down DSCR Loan Specifically for STR

[Anthony Spencer]

Can anyone recommend or underwrite a 15% down DSCR loan based off short term rental income? I'm looking for a 30 yr Am, and someone that can close fast enough to be competitive in a hot market. No prepayment penalty would be a huge bonus as well. Still narrowing down a market, but TN, NC, GA, TX.

I've got access to a 20% down dscr, but looking to increase my buying power to 800K-1M purchase price.