Skip to content
Get started
Resources & Media
Resource Hub Bookstore Blog Guides Pro-Exclusives PRO Podcasts Pro Partnerships
Events & training
BPCON2025 Webinars Bootcamps Events & Meetups
Strategies
How to Manage Your Rental Property How to Operate a Short-Term Rental How to Passively Invest in Real Estate How to House Hack How Does the BRRRR Method Work How to Flip a House How to Invest in Commercial Real Estate How to Invest in Real Estate How to Invest in Multifamily Real Estate How to Build Wealth
BPCON2025
This is your chance to learn from the best, network with the best, and become one of the best in the game.
New Year, New Goals
From resolutions to results: Join top investors for 8 weeks of action and accountability
Pick markets
Pick markets
Market Finder - NEW PRO Picking a Market Workshop PRO Picking a Market Worksheet Top 100 Cash Flow Markets Market Insights - Sunbelt Region
Market finder
Pinpoint the best real estate market for your specific goals with expert recommendations and real-time data on appreciation, affordability, rent to price ratio, and more.
Find deals
Find deals
On-Market Deal Finder - New PRO Off-Market Deal finding PRO Real Estate Syndications Investor-Friendly Agents Find Foreclosures Community Listings (FSBO) Business Directory
Deal finder
Quickly find your perfect investment property based on your cash flow and ROI goals.
Invelo - Off market deals
Scale your portfolio with off-market deals
Analyze deals
Calculators
Rental Property Calculator PRO Rehab Estimator PRO Rent Estimator PRO BRRRR PRO Fix & Flip PRO Short-Term Rental PRO Sell vs. Keep PRO All Calculators
Rental property calculator
Is it a good deal? Run your numbers like a pro with this simple yet powerful calculator.
Rent estimator
Understand how much rental income you can expect based on recent reports and data for your specific property.
Manage properties
Manage properties
Managing Properties 101 Find a Property Manager RentRedi Property Management Software PRO Property Management Tools Ask a Management Question Finding Tenants PRO Screening Tenants PRO Leases + Landlord Forms PRO Accounting/Bookkeeping PRO Property Insurance Property Maintenance / Rehab PRO
Property management software
Manage tenants, tasks, and your entire portfolio with one simple tool.
Property manager finder
Find reliable property management partnerships that last.
Forums
For You
Newest Trending Unanswered My Discussions Followed Discussions Followed Categories Followed Locations Followed People
General Real Estate
General Real Estate Investing Starting Out Deal Analysis Buying & Selling Business & Marketing Landlording Property Management Reviews & Feedback
Real Estate Strategies
House Hacking BRRRR Short-Term Rentals Mid-Term Rentals Multi-Family Fix & Flip Other Strategies
Finance & Financing
Lending Creative Finance Personal Finance Taxes & Legal Issues
News & Announcements
Official Site Announcements Market Trends & Data Real Estate News & Current Events Pro Exclusive Area PRO
Events & Networking
Events & Meetups Classifieds
Store
All Books
BLACK FRIDAY SALE Best Sellers Browse All New Books & Pre-Orders Bundle & Save Books for Beginners
Simplify your goals and find clarity for your investing
Dave Meyer's newest book gives a practical framework to craft and execute YOUR personalized real estate plan.
Claim your piece of a $30B industry.
Build wealth with this insider's guide to glamping, campgrounds, and RV parks in the outdoor hospitality industry.
Pricing
Plans and Pricing
Pro Membership Business Membership
TRY PRO FOR 7 DAYS COMPLETELY FREE
Avoid mistakes and make informed decisions with Pro.
GROW YOUR BUSINESS
Promote your business on BiggerPockets and make quality connections with the right investors
×
PRO
Pro Members Get Full Access!
Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Advanced networking features
Market and Deal Finder tools
Property analysis calculators
Landlord Command Center
$0
TODAY
$69.00/month when billed monthly.
$32.50/month when billed annually.
7 day free trial. Cancel anytime
Already a Pro Member? Sign in here
Pick markets, find deals, analyze and manage properties. Try BiggerPockets PRO.
x
Followed Discussions Followed Categories Followed People Followed Locations
All Forum Categories
All Forum Categories
Followed Discussions
Followed Categories
Followed People
Followed Locations
Market News & Data
Market Trends & Data
Buying & Selling Real Estate
Out of State Investing
Real Estate News & Current Events
Real Estate Technology
Investor Mindset
General Info
BiggerPockets Exclusive PRO Area
PRO
General Real Estate Investing
BPCON
New Member Introductions
Questions About BiggerPockets & Official Site Announcements
Off Topic
Starting Out
Real Estate Success Stories
Real Estate Horror Stories
Real Estate Strategies
House Hacking
BRRRR - Buy, Rehab, Rent, Refinance, Repeat
Commercial Real Estate Investing
Innovative Strategies
Mobile Home Park Investing
Land & New Construction
Multi-Family and Apartment Investing
Wholesaling
Rehabbing & House Flipping
Short-Term & Vacation Rental Discussions presented by
Tax Liens & Mortgage Notes
Medium-Term Rentals
Buying & Selling Small Businesses
Outdoor Hospitality
Landlording & Rental Properties
General Landlording & Rental Properties
Managing Your Property
Marketing Your Property
Tenant Screening
First-Time Home Buyer
Real Estate Professionals
Mortgage Brokers & Lenders
Contractors
Real Estate Agent
Financial, Tax, & Legal
Creative Real Estate Financing
Personal Finance
Private Lending & Conventional Mortgage Advice
Insurance
Tax, SDIRAs & Cost Segregation presented by
Foreclosures
1031 Exchanges presented by
Goals, Business Plans & Entities
Legal & Legislation
Real Estate Classifieds
Classifieds
Real Estate Events & Meetups
Reviews & Feedback
Ask About A Real Estate Company
Real Estate Deal Analysis & Advice
Guru, Book, & Course Reviews
Syndications & Passive Real Estate Investing

All Forum Posts by: Matt T.

Matt T. has started 3 posts and replied 47 times.

Buying & Selling Real Estate

Post: In pursuance of 1st investment property. 21 yrsold overseas.

Matt T.Posted
  • Investor
  • Pensacola, FL
  • Posts 56
  • Votes 16

@Eric Alvarez I have a turn key rent in AR I'm thinking of selling this year. Do you have an area you want to get started in?

0 Votes
General Real Estate Investing

Post: Rentals - Little Rock, AR

Matt T.Posted
  • Investor
  • Pensacola, FL
  • Posts 56
  • Votes 16
Originally posted by @Dustin Turner:
Originally posted by @Matt T.:

I have one rental in Jacksonville AR, near Little Rock AFB. Had it for 7 years. It does ok. Been thinking about selling in the next year.

Hey Matt, I can help with that when you're ready. 

 As a listing agent or a buyer?

0 Votes
General Real Estate Investing

Post: Rentals - Little Rock, AR

Matt T.Posted
  • Investor
  • Pensacola, FL
  • Posts 56
  • Votes 16

I have one rental in Jacksonville AR, near Little Rock AFB. Had it for 7 years. It does ok. Been thinking about selling in the next year.

0 Votes
Land & New Construction

Post: NEW CONSTRUCTION FINANCING

Matt T.Posted
  • Investor
  • Pensacola, FL
  • Posts 56
  • Votes 16

@Kevin Tillery in a similar situation. Used a heloc from my other property. Find a good credit union asmarterchoice.com

0 Votes
Creative Real Estate Financing

Post: no appraisal heloc besides pen fed

Matt T.Posted
  • Investor
  • Pensacola, FL
  • Posts 56
  • Votes 16

I'm have good luck with a credit union near me called Pen Air, after striking out with other national credit unions. The usually require the loans to be local which why this tool is helpful. I'm getting a 3% on non owner occupied compared to 2.75% on my primary.

http://www.asmarterchoice.org/

0 Votes
General Real Estate Investing

Post: Business Credit

Matt T.Posted
  • Investor
  • Pensacola, FL
  • Posts 56
  • Votes 16
Originally posted by @Richard Warren:

"My LLC now has two mortgages that I haven't had to guarantee. It takes time, but it is worth it."

Can you elaborate? Where did you get the the loans for the LLC, what rate & terms?

0 Votes
Goals, Business Plans & Entities

Post: Dun & Bradsteet Part 3?

Matt T.Posted
  • Investor
  • Pensacola, FL
  • Posts 56
  • Votes 16
Originally posted by @Hugh Ayles:

once you get a D&B number be prepared for the hard sell to buy one of their credit building packages.  Do not waste your money.  Per my banker (he is the CEO of a local bank) he said upgrading anything with D&B kis a waste of money.

 I was thinking the same thing but I'm still curious what the DIY version looks like. Any Idea?

0 Votes
Private Lending & Conventional Mortgage Advice

Post: Banks or CUs that will do HELOC on SFH rental property?

Matt T.Posted
  • Investor
  • Pensacola, FL
  • Posts 56
  • Votes 16
Originally posted by @Joseph Agins:

@Matt T. it seems to very on the amount of mortgages. Some are 3, some 5, some don’t care how many you have. Spoke to Bank of the West yesterday and they have no such limits.

What rate are you get with West?

1 Vote
Private Lending & Conventional Mortgage Advice

Post: Banks or CUs that will do HELOC on SFH rental property?

Matt T.Posted
  • Investor
  • Pensacola, FL
  • Posts 56
  • Votes 16
Last I heard it was 3 properties not mortgages. Move some to an LLC.
Originally posted by @Joseph Agins:

@Justin Franklin Thanks! Tried PenFed already but they won’t allow more than 3 existing mortgages. Will look into Huntington though.

2 Votes
Private Lending & Conventional Mortgage Advice

Post: Banks or CUs that will do HELOC on SFH rental property?

Matt T.Posted
  • Investor
  • Pensacola, FL
  • Posts 56
  • Votes 16
What is the going NOO Rate?

Originally posted by @Jordan Meyer:

@Jonathan Hulen

In Utah, AFCU does 80% LTV on NOO.

1 Vote