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All Forum Posts by: Matt T.

Matt T. has started 3 posts and replied 47 times.

Buying & Selling Real Estate

Post: In pursuance of 1st investment property. 21 yrsold overseas.

Matt T.Posted
  • Investor
  • Pensacola, FL
  • Posts 56
  • Votes 16

@Eric Alvarez I have a turn key rent in AR I'm thinking of selling this year. Do you have an area you want to get started in?

0 Votes
General Real Estate Investing

Post: Rentals - Little Rock, AR

Matt T.Posted
  • Investor
  • Pensacola, FL
  • Posts 56
  • Votes 16
Originally posted by @Dustin Turner:
Originally posted by @Matt T.:

I have one rental in Jacksonville AR, near Little Rock AFB. Had it for 7 years. It does ok. Been thinking about selling in the next year.

Hey Matt, I can help with that when you're ready. 

 As a listing agent or a buyer?

0 Votes
General Real Estate Investing

Post: Rentals - Little Rock, AR

Matt T.Posted
  • Investor
  • Pensacola, FL
  • Posts 56
  • Votes 16

I have one rental in Jacksonville AR, near Little Rock AFB. Had it for 7 years. It does ok. Been thinking about selling in the next year.

0 Votes
Land & New Construction

Post: NEW CONSTRUCTION FINANCING

Matt T.Posted
  • Investor
  • Pensacola, FL
  • Posts 56
  • Votes 16

@Kevin Tillery in a similar situation. Used a heloc from my other property. Find a good credit union asmarterchoice.com

0 Votes
Creative Real Estate Financing

Post: no appraisal heloc besides pen fed

Matt T.Posted
  • Investor
  • Pensacola, FL
  • Posts 56
  • Votes 16

I'm have good luck with a credit union near me called Pen Air, after striking out with other national credit unions. The usually require the loans to be local which why this tool is helpful. I'm getting a 3% on non owner occupied compared to 2.75% on my primary.

http://www.asmarterchoice.org/

0 Votes
General Real Estate Investing

Post: Business Credit

Matt T.Posted
  • Investor
  • Pensacola, FL
  • Posts 56
  • Votes 16
Originally posted by @Richard Warren:

"My LLC now has two mortgages that I haven't had to guarantee. It takes time, but it is worth it."

Can you elaborate? Where did you get the the loans for the LLC, what rate & terms?

0 Votes
Goals, Business Plans & Entities

Post: Dun & Bradsteet Part 3?

Matt T.Posted
  • Investor
  • Pensacola, FL
  • Posts 56
  • Votes 16
Originally posted by @Hugh Ayles:

once you get a D&B number be prepared for the hard sell to buy one of their credit building packages.  Do not waste your money.  Per my banker (he is the CEO of a local bank) he said upgrading anything with D&B kis a waste of money.

 I was thinking the same thing but I'm still curious what the DIY version looks like. Any Idea?

0 Votes
Private Lending & Conventional Mortgage Advice

Post: Banks or CUs that will do HELOC on SFH rental property?

Matt T.Posted
  • Investor
  • Pensacola, FL
  • Posts 56
  • Votes 16
Originally posted by @Joseph Agins:

@Matt T. it seems to very on the amount of mortgages. Some are 3, some 5, some don’t care how many you have. Spoke to Bank of the West yesterday and they have no such limits.

What rate are you get with West?

1 Vote
Private Lending & Conventional Mortgage Advice

Post: Banks or CUs that will do HELOC on SFH rental property?

Matt T.Posted
  • Investor
  • Pensacola, FL
  • Posts 56
  • Votes 16
Last I heard it was 3 properties not mortgages. Move some to an LLC.
Originally posted by @Joseph Agins:

@Justin Franklin Thanks! Tried PenFed already but they won’t allow more than 3 existing mortgages. Will look into Huntington though.

2 Votes
Private Lending & Conventional Mortgage Advice

Post: Banks or CUs that will do HELOC on SFH rental property?

Matt T.Posted
  • Investor
  • Pensacola, FL
  • Posts 56
  • Votes 16
What is the going NOO Rate?

Originally posted by @Jordan Meyer:

@Jonathan Hulen

In Utah, AFCU does 80% LTV on NOO.

1 Vote