All Forum Posts by: Mark F.

@Margit Brooks wow $13 in fees!  Well good luck and let us know what happens. 

@Gigi Smith - very simple solution.... make copies of the front and back of the returned envelope for you records, put the returned envelope into a new envelope with the new address and send it again just like you did the first one. You have your original tracking number, a copy of the returned envelope and your new tracking number as proof of what was sent when if every needed by the court. 

Hi @Tristan Egan, some of the old historic houses are beautiful but be aware that if in fact it is in a historic district the city will have some very stringent regulations as to what can be done to the property on the exterior. I did a full gut renovation on a historic house and lets just say, while I understand the intent of the City, the costs can be somewhat prohibitive. Additionally while the city does offer assistance grants those are usually only for specific areas at a time, not the entire historic district. Unfortunately the specific requirements and added costs on homes within the Historic District are why many homes fall into disrepair, people living there often times just can not afford to make the "historic approved repairs".  

The historic district doesn't really care what you do on the interior of the home or if you live in it or rent it, while the city does require a rental license and inspection it is primarily for safety issues and to ensure everything is working and safe.   https://www.cityofelgin.org/89...

With that being said as @Jonathan Klemm mentioned living in the house for 2 out of 5 years will avoid any capital gains taxes if you sell. From what I have read, sans a house hack (2, 3, 4 unit etc), a house purchased as a primary residence often does not work well as a rental but you need to run the numbers and do what works for you. 

Just my $.02, Chris Davis and/or Joe Mueller may have some better insightful information for you

Mark 

Well at least he paid today, now you can start the process over again in 10 days again or so when the new rent payment is due, frustrating to say the least I know.

@Nancy P. I have seen people reply about posting notice on the door, unfortunately that is not sufficient in Illinois with the exception of if it is apparent that the property is abandoned. I also see that you replied do you need his signature which inaccurate, he just needs to be served in person. So, your son waiting at the steps and handing it to him then afterwards signing and having a copy notarized that the person was personally served is sufficient especially if your son is willing to testify that he did personally serve the notice. I am not an attorney however I've gone through this process and I believe what I am telling you is totally accurate but verify yourself with an attorney.

I have, posted notices on the tenants door and it does get their attention however it would not be sufficient if I wanted to bring the matter to court. 

https://www.ilga.gov/legislati...

Just FYI,

Mark

@Nancy P. unfortunately there aren't any LEGAL "creative ways" to move him out, if there were landlords would have been doing it for years. There were current, in court, eviction proceedings that were on going and/or filed before the pandemic hit and shut everything down and many of those still have not been resolved. You are correct that the backlog of cases will be huge, cumbersome and most likely take a long time to get caught up. Hell, in normal times in Kane and Dupage Co it could be 2-6 months since the tenant can come and ask for a continuance to get a lawyer and further delay it at least twice then depending on the next available court date it could be another 45-60 days for that case to come back up in front of the Judge, be glad its not Cook Co it would even be worse because of the sheer size.

With all that being said, back to your question - there is no quick and easy way, as much as it sucks that he is now 20 days late in the rent count you blessings that it has not been a year plus that you've had to pay for him to live there, which in many cases has been the circumstances. Serve the 5 day notice and file when allowed, that is your only option now sorry to say. 

Semi related, I saw this article yesterday - absolutely insane what is going on and the moratoriums have allowed to happen with just a blanket halt to nearly all evictions.

https://www.foxla.com/news/cou...

@Cynthia G. I'm positive but reach out to Eric Workman, he is the VP of lending for Renovo Financial and he will answer any questions you have and help you how ever he can. I just tried to DM you his info but seems I can't so if you want to know more reach out to me directly.

Thanks,

Mark

@John Burtle Ah ok, good to know thanks for the update. For anyone within the area they lend in I highly recommend them. 

Both? I give my contactor one of my Home Depot/Menards commercial credit cards to get what they need. Then I can track what is purchased and they get my contractor account discount plus I get free gas from HD and the contractor doesn't have to front the money for materials and gets paid for the labor. I find the contracts I have worked with like this as well. 

@Stephen Jones, I've used Renovo Financial they are local out of Chicago and have top notch customer service and always come through. Think I've done 10+ loans with them in the last 1.5 years. Eric Workman is the VP of lending and will get you on the right track, let me know if you need his contact information. 

Mark