Skip to content
×
PRO
Pro Members Get Full Access!
Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Advanced networking features
Market and Deal Finder tools
Property analysis calculators
Landlord Command Center
$0
TODAY
$69.00/month when billed monthly.
$32.50/month when billed annually.
7 day free trial. Cancel anytime
Already a Pro Member? Sign in here
Pick markets, find deals, analyze and manage properties. Try BiggerPockets PRO.
x
All Forum Categories
All Forum Categories
Followed Discussions
Followed Categories
Followed People
Followed Locations
Market News & Data
General Info
Real Estate Strategies
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Real Estate Classifieds
Reviews & Feedback

All Forum Posts by: Maria Luna

Maria Luna has started 38 posts and replied 175 times.

Post: Commercial loan without W2 income

Maria LunaPosted
  • Rental Property Investor
  • Altamonte Springs, FL
  • Posts 185
  • Votes 97

@Shawn Rasmussen

I only have two years of rental income, so I’ll see what the banks say.

Post: SHOULD I GET AN LLC??

Maria LunaPosted
  • Rental Property Investor
  • Altamonte Springs, FL
  • Posts 185
  • Votes 97

@Nick Rutkowski

Yes, I’m trying to get the best protection I can. I have income coming in every month from rent, just not from a regular W2.

Post: SHOULD I GET AN LLC??

Maria LunaPosted
  • Rental Property Investor
  • Altamonte Springs, FL
  • Posts 185
  • Votes 97

@Claude S.

That’s what I’m thinking the is best for my situation.

Post: SHOULD I GET AN LLC??

Maria LunaPosted
  • Rental Property Investor
  • Altamonte Springs, FL
  • Posts 185
  • Votes 97

@Mark S.

Yes, I think that it all depends on each individual situation.

Post: SHOULD I GET AN LLC??

Maria LunaPosted
  • Rental Property Investor
  • Altamonte Springs, FL
  • Posts 185
  • Votes 97

@John Morgan

As long as you feel comfortable with just one LLC. I'm gonna really ask my lawyer what's the best for my situation.

Post: Commercial loan without W2 income

Maria LunaPosted
  • Rental Property Investor
  • Altamonte Springs, FL
  • Posts 185
  • Votes 97

@Bjorn Ahlblad

Yes I’m hopping that some of my experience as a landlord would help.

Post: Commercial loan without W2 income

Maria LunaPosted
  • Rental Property Investor
  • Altamonte Springs, FL
  • Posts 185
  • Votes 97

@Matt Engle

That’s what I’m hopping for. Hopefully my non W2 situation won’t be an issue.

Post: Commercial loan without W2 income

Maria LunaPosted
  • Rental Property Investor
  • Altamonte Springs, FL
  • Posts 185
  • Votes 97

@Danny Randazzo

I’m on it, gonna check out all the credit unions in my area. Thank you

Post: Commercial loan without W2 income

Maria LunaPosted
  • Rental Property Investor
  • Altamonte Springs, FL
  • Posts 185
  • Votes 97

Hey guys,

Just a question here, can you get a commercial loan for a small apartment building (8 units) without a W2 income? Price is $400,000, I have good credit, the 25% down payment and cash flow from other properties I personally manage. But don’t have a W2 job. If this is posible, can I please get names of lenders/ banks.

Thank you in advance!

Post: SHOULD I GET AN LLC??

Maria LunaPosted
  • Rental Property Investor
  • Altamonte Springs, FL
  • Posts 185
  • Votes 97

@Jason D.

That's my plan, to have separate LLC's For each property. Just wanted to make sure I was on the right track with what I have read here on BP. Meeting up with my real state lawyer in couple of weeks to go over the best option for me. I really appreciate your advice.