All Forum Posts by: Luke Hadden

@Tim Kaminski, Only pay interest on what you use... Meaning, if the HELOC is approved up to $100,000 and you only need to draw $80,000 of credit, you only pay interest on the $80,000. You pay principal plus interest on the $80,000. The $20,000 that was approved but never used is never subject to any interest payments.

@Jennifer Bryant, the public housing here are called HDBs (Housing Development Board). They range from extremely low end to above average. I’ve toured a few and some are quite nice! Buying new, you’ll get a 99 year lease. No true ownership. 

@Terry Louwerse, I agree but only to some extent. We are a tribal race and crave a sense of community. Over here in Singapore, not everyone has the ability to afford a spare bedroom to use as an office. I assume that’s the case in San Fran as well. But, I do agree we’ll see a shift to co-located offices. Perhaps a more economical (smaller) office in the premium prices district and a few “back office” locations scattered outside the metropolitan areas. We’ll see how the trend plays out but I’m hoping the space between people increases. 

Working from home full time will just not be doable in cities like Hong Kong, Singapore, London, New York, etc. But, humans will expect employers to be extremely flexible with their requirements on working location. 

@Scott MAC

Insurance wins unless Covid19 get classified as an “act of god”.

Hi Maya

Shoot me a message and I’ll get you added to the group here in Singapore. Meetup is on the 25th in Rob Quay. Thanks!

Luke

Hi Carolyn,

Glad to find you here. I’m meeting another fellow BPer for coffee on Wednesday. Shoot me you number and let’s get you connected with the rest of us over here in Singapore. 

Thanks!

luke

@Adam Fischer

Would be great to meetup in Singapore. Thanks Luke

@David Olson

Let me know if have contacts keen to join the meetup in Singapore.

Thanks!

Luke

@Babek Sandhar

Great insights.

Housing market here in Singapore is still very much a safe haven for Chinese investment.

On Jan 16 in Hong Kong, I saw the research heads from Savills and CBRE make claims that the local protests would impact the commercial (retail) real estate market. They both claimed the demonstrations would not impact the Hong Kong residential real estate market. The guys from Savills and CBRE said the last time Hong Kong had a drop is residential pricing was SARS. So, I imagine with what’s happening over here with the coronavirus will absolutely keep foreign investors keen on markets like the US, Australia, Uk, Canada, Etc.

@Stephen Fryer awesome thanks!

@Charles Carillo, I'm currently in the SQ lounge. I have one hour before I board. Any chance you're around?