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All Forum Posts by: Kyle Starkey

Kyle Starkey has started 4 posts and replied 16 times.

Post: Mac or not to Mac !?

Kyle StarkeyPosted
  • Posts 17
  • Votes 3

@Jonathan Trimboli

Hey hey, something I'm overly qualified to answer. We are currently running both in my marketing agency.

As for usability I still use windows. it's what I'm comfortable in and there are some softwares that are only windows based that I use.

Windows is 100% cheaper, it works great and everything is usually server based applications anyway.

Heres where I would say you would want to go with mac. It looks like you're already making the money. I know this is a dumb thing but you have to dress the part and if you show up with a windows laptop to a client meeting it looks sloppy. Especially on the agency side. They are absolutely overpriced but if you need to dress the part then I would also recommend your tech do the same.

https://docs.google.com/spread...

Im struggling to:

  1. 1 find a deal that will work with a VA loan (I understand the issues of renting on a VA loan this is only temporary 1 or 2 years live-in situation till refinance)
  1. 2 get my realtor to make things happen.

What do I have to do to get this to work? 

What do you think of the spreadsheet numbers I pulled.

The spreadsheet shows areas im interested in, rental costs I can find online, averages/margins and ultimately what I'm willing to pay for a place. 

The last recession decreased rents by 30% so thats just a fun number to throw-in at the end :)

I have a list of monthly scenarios that I would like to calculate how much the total mortgage would for a 30 year fixed 3.75% interest. why am i not able to find a calculator to do this?

is my google fu that bad today?

Originally posted by @Cam Schumacher:

@Kyle Starkey If you are looking to use your VA loan to "Nomad" then you need to talk to @Chris Lopez about the idea and finding properties in the area. 

All that said, were you looking to do the VA for no money down? If you had some capital, have you run the numbers on the cost to use a hard money lender (HML)? It would basically allow you offer the same as cash and a quick closing. Then you could fix it up enough to potentially refinance into your VA loan. The structures are different, but most generally want 10% down, charge some fees, then figure on paying like 1% a month for holding. If you make a lower offer with cash, it doesn't always kill a deal.

I lost a duplex in Colorado Springs to a lower cash offer and it can be frustrating. If you don't have the cash reserves, HML can be a good tool for a hot property or to grab a off market deal from a wholesaler.


Hey Cam that seems like a whole rabbit hole of things. Honestly seem like I would just keep chasing my tail and never move forward on something if I were to try the HML route.

I will message Chris on here and see what he has to say

Originally posted by @Stuart Grazier:

@Kyle Starkey Saturday, Sep 28th at 6 pm at Dry Dock Brewery South

Great I'll be there. Might have to order wing hut too :)

@Stuart Grazier when is this?

@Mike Giallanza thank you. Yeah I've been looking with no filters every morning for an hour. I'll see if I can find a way to search for 3 weeks

@Steve K. Yeah I'm definitely seeing a decrease in prices on almost all places in castle rock. 10k on average

Yesterday found a real dump just on the market 12 hours. 300k, 75k undervalue priced for all the work needed. Honestly wanted to offer 280k with me being able to finish the clean out of the hoarding. 🤮

By the time my realitor could get through to their realitor there were 9 offers and 3 were cash.

I was told it wasnt worth putting in an offer. I have a va pre approval and they wanted to close by Aug 30, 8 days away. I get the headaches that come with va loans and I know that the cash offers are going to come in high to get accepted then negotiate inspection issues. It doesnt help I'm playing in the back yard of Biggerpockets...

It seems like I'm trying to punch above my weight class to find an investment property.

Two questions:

Should I have put in an offer? (How can I win if I dont play)

So how do you find a rental property deal?

Denver is a crazy market I know. I'm stuck in the area for work and with the va loan it cant be an investment in another area.

I know va loans I must live in for a bit. It's not my forever home.

Yes, I know I must live in the property for 2 years before it can be a rental, that's the plan.

Hey hey! Thanks @Ned Carey

I am currently in Mount Ephraim, NJ but looking to move toward Baltimore, MD or queenstown, md area. I'm still learning the area and applying to get on the Prince George county FD. (Fingers crossed) 

How many rentals do you think that would take you to reach your goal?