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All Forum Posts by: Carrie Pledger

Carrie Pledger has started 5 posts and replied 15 times.

Post: Need An Agent In Charlottesville, VA

Carrie PledgerPosted
  • Charlottesville, VA
  • Posts 15
  • Votes 0

I use Anne Oliver. She want me to get the best price I can.  I am happy to take her advice but if I make an offer that seems low she will put it in without trying to "sell" me something else.  I had another couple people before that were like your experience as well.  

Post: 5% Down on Conventional Loan - Realistic?

Carrie PledgerPosted
  • Charlottesville, VA
  • Posts 15
  • Votes 0

You're being too negative. :)  I agree there are a lot of apartment complexes and new ones being built.  I think that young professionals/adults are interested in living in multifams or sfhs.  I own real estate in Charlottesville, but since I"m not particularly interested in renting to students I'm not concerned with places like Eagle's Landing.  The cost of housing is higher here than a lot of places though.

Post: Tenant clearly does not want us inside

Carrie PledgerPosted
  • Charlottesville, VA
  • Posts 15
  • Votes 0

Good advice.  For some reason I thought they had to OK us coming in.  It is definitely in the lease that we need to give them a 24 hour notice.

Post: Tenant with live in boyfriend (and dog)

Carrie PledgerPosted
  • Charlottesville, VA
  • Posts 15
  • Votes 0

I'm trying to weigh out how important this is.  If it was just the boyfriend I wouldn't be as concerned.  Adding another dog (it is a small place) is concerning.  She also seems to be providing housing to other people and pets off and on from what my handyman says. I like to not mention what I know from the handyman to my tenants though because that is how I get the inside scoop about what is going on.  (For some reason they tell him everything)  It is the pattern that I'm concerned about which then makes me concerned about having a boyfriend there basically 28 out of 31 days per month.  As long as there are no complains and damages I can wait until the next lease to add him.  I think I could add rent for the dog though, right - even if it is his? Here is the pet policy:

PETS: No animal, fowl, fish, reptile, and/or pet of any kind shall be kept on or about the premises, for any amount of time, without obtaining the prior written consent and meeting the requirements of the OWNER. Such consent if granted, shall be revocable at OWNER'S option upon giving a 30 day written notice. In the event laws are passed or permission is granted to have a pet and/or animal of any kind, an additional deposit in the amount of $__200_______ shall be required along with additional monthly rent of $__25_____. 

Post: Tenant clearly does not want us inside

Carrie PledgerPosted
  • Charlottesville, VA
  • Posts 15
  • Votes 0

My tenant makes a lot of excuses to not let my handyman to come in. They give us instructions to make an appointment during 10-11 sometime next week and to call an hour before to see if it is OK..and it still hasn't been so far.  For about a month we haven't gotten in to fix somefhing.  When I went to the house earlier it took about 10-15 minutes for them to come to the door and the same thing happens to the handyman (They kept saying "just a minute")  I assume they are doing something illegal now since they are not very good at making this seem normal (I told them we were coming by to fix something and they left a message saying they really (x10) didn't want us there until they had a chance to get there.  What would you do? 

Post: Tenant with live in boyfriend (and dog)

Carrie PledgerPosted
  • Charlottesville, VA
  • Posts 15
  • Votes 0

I have a tenant whose boyfriend is essentially living there now.  The lease states that no one can stay more than 15 days without being on the lease.  She says he stays at his own place about once every 10 days (conveniently, to get around the 15 day limit).  It has been going on for a few months but I've waited a bit to see if she would tell me.  She seems to also have other people and pets staying off and on.  I want to make sure I'm not starting a pattern of leniency but I am not sure what action is in my best interest.  Would you make the boyfriend sign the lease or would that cause more problems for me later?  I'm thinking about requiring an extra security deposit and $25 monthly fee for the extra dog he brings.  Here is what the lease actually states:

Guest(s) staying over 15 days without the written consent of OWNER shall be considered a breach of this agreement. ONLY the following individuals and/or animals, AND NO OTHERS shall occupy the subject residence for more than 15 days unless the expressed written consent of OWNER obtained in advance . 

Post: Gold as reserves

Carrie PledgerPosted
  • Charlottesville, VA
  • Posts 15
  • Votes 0

I read a response on one of the forums that gold could possibly be used as reserves when buying. Does anyone have specific details and the documentation link that states this? I have gold coins that I am hoping to use given that I have them appraised. I heard there might be a percentage calc that is used when factoring in the amount that will qualify for reserves (maybe 60% figure of the total appraisal).

Post: where to get preforeclosure lists

Carrie PledgerPosted
  • Charlottesville, VA
  • Posts 15
  • Votes 0

Do you mean the trustee's sales? Those are in the local papers. We have online papers in Va that bring all of that information together. You could google trustee's sale and your target city. The websites like Zillow, Trulia etc are always out of date. Auction.com has houses for online auction at times as well.

Post: Approaching owner of in risk of foreclosure home

Carrie PledgerPosted
  • Charlottesville, VA
  • Posts 15
  • Votes 0

Also appraisals here run about10-20K above assessment for this type of home.

Post: Approaching owner of in risk of foreclosure home

Carrie PledgerPosted
  • Charlottesville, VA
  • Posts 15
  • Votes 0

One thing I wasn't clear on....it hasn't been listed for sale for a year now.