All Forum Posts by: Joshua Baker

@Terelle LeCount

Welcome Terelle! I’m located in Orlando but work all over the state.

@Terelle LeCount

I believe you have to have a “Pro” membership to post in the marketplace.

@Bobby Shell

Hey Bobby,

I’ve got a contact here in Florida that brokers insurance and could provide you with several quotes at once. She makes no commission so it’s an honest service that can aggregate information without spending all day on the phone. Feel free to message me if you want her contact information.

@Amy Thatcher

Not a problem! If you have any questions going forward feel free to send me a message and I’ll help out if at all possible.

@Michael King

You can check out the PalmBeachREIA if you’re trying to find investors more locally. I’m located a ways north in Orlando. Can’t wait to hear an update on you achieving your goal for 2020!

@Shayne Whittington

No worries! It’s always nice to have a family member pushing loans but it never hurts to shop around a little and get some other quotes. Finding an independent broker may be advantageous for your long term investing plan because they often will be able to offer better rates depending on who they wholesale with. Best wishes and feel free to message me with questions in the future.

@Shayne Whittington

There are definitely lower rates out there depending on your credit. I’d recommend shopping around for sure.

@Chris Mason

So would her loan be covered given the death of her father?

@Amy Thatcher

I would contact a Real Estate Attorney and see if your situation is covered under the Garn-St. Germain Law. If I remember it correctly, there are several situations in which a non assumable mortgage can actually be assumed without a refinance. If the issue is clarified and your given unclouded title and or rights to the mortgage you shouldn’t have an issue doing a simple refinance provided credit and income requirements are met.

@Angie Shires

Pitching the “Plan B” lender role has actually won me quite a bit of business over the years from both realtors and savvy individuals alike, so that is very solid advice.

As far as being there in person, it’s something I strive for if it’s local, but if it’s an origination that is taking place 150+ miles away it’s not exactly feasible to be at an open or meet face to face. How do you think clients would respond to being offered Skype appointments or FaceTime?