All Forum Posts by: Joesiann Cortez

It sounds like a refinance would be a good option for you, but I'd just make sure with our current interest rate options out there that the monthly payment on that new loan would makes sense. 

always a possibility.. thanks! 

Thanks for the feedback! This duplex is in Cohoes. Yes it's getting frustrating. I'm still not certain how I should handle it if in a couple one of the two has pretty decent credit with good income and the other doesn't. 

Thanks Paul I really appreciate your feedback and advice! 

Thanks! What if a couple and one person has good credit and income and the other has bad credit? Would you feel okay with that? 

Hello, I am in NY (Tenant Friendly Territory). My duplex is in upstate Albany area which is a lower income area. I have a lot of applicants that come to me with programs, which I welcome. However, the big problem here has been credit scores. Most of my applicants have a score under 600, which is a huge concern. How do landlords manage co-signers/guarantors? 

no sorry!

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