All Forum Posts by: Jessica Singh

Reaching out to you @Ali Boone. Messaging you. 

@Chris Coleman, @Tom Ott & @Lane Kawaoka , it looks like you all have first-hand experience with turnkey providers. Please share who you are with and recommend them. 

Thank you

@David M. : Thx. Made a note to check who gets paid first when DST is over & when DST falls short of capital.

@Frank Jiang: for this example, we are considering that there is no debt on the property being sold. No debt requirement to carry forward. 

Would one invest in debt free DSTs or into DSTs with about 49-50% LTV. Which is a better idea and why?

Assuming I no debt on my incoming gains from selling a rental property, what are the advantages of opting for DSTs with almost 50% LTV vs debt free DST?

A. If we take say 50% LTV, what happens after 10 years when DST comes to term? Won't I now have a debt that will need to be carried forward into the next exchange?

B. If we take a debt-free DST. After 10 years, I won't have any debt to carry forward.

Can anyone help by giving an example with what happens to 100K cash (debt-free) available for 1031, to be invested in a DST with COC 5%. in DST-A vs DST-B

As I understand, for 10 years, both DSTs will give $5000/year.  Also, will this interest income be tax-free in both DSTs. Is that a simple answer, if not, ignore this question. 

What happens if both DSTs get sold for 200k. Does debt play any role in how much money I get to reinvest?

I am asking this due to my preconceived notion that debt is always bad. Please educate me if my understanding is wrong. Ready to learn. Thank you!

@Richard Young: Did you go the DST route? If affirmative, please share your experience. Thank you.

Hi @Susan M., this thread is close to what I am looking into for a friend. Same situation here where she too "have to" incur only 100K debt for the 1031 exchange.

There were many golden nuggets in this thread. Please share if you can, what your thought process is now. I know I will benefit immensely.  

* there are direct providers of DST - in search of these. If you found some, please share.

*Look for asset class that is recession-resistant anyway.  @Paul Moore would love it if you can list your examples, please.  Susan mentioned a few examples that CoveCapital is offering. I am looking into those.

* High percent of current DST's (And their investors) may get hosed due to the pandemic. Great advice by @Amit M. but 1031 doesn't give one the luxury of time. 

* Diversity in many DSTs. Something that I tend to forget. Thank you  @Account Closed

* Great point about debt is good with DST by @Dave Foster - educating myself what this means.  

You asked really good questions. Please keep us posted as to what (and why) decision you ended up making as Amit M requested. 

Hi @Jamie Henkin, It has been almost 3 years. How has been your investment with Norada? I am thinking of invesing with them and wish to get some pointers. 

Feel free to message messeage me if easier to answer there. Thank you. 

Hi @Paul Moore looking forward to your post and information about DSTs without loads and sales fees. 

Thank you@Jaysen Medhurst. My homework is to figure out the difference between W2 income vs AGI :) 

Hi @Jaysen Medhurst- Hi you mentioned " You will only be able to use the depreciation against passive gains (RE or otherwise), @Gerald E. , since you're above the active income limit (your W2). It won't offset your earned income."

Can a person with lower-W2 income (unrelated to real estate) use depreciation to lower their W2 income? If yes, what is that income level that passive depreciation losses can be used against the W2 income?