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All Forum Posts by: Jeff Chisum

Jeff Chisum has started 7 posts and replied 161 times.

Short-Term & Vacation Rental Discussions

Post: Airdna / STR experts

Jeff Chisum
Pro Member
Posted
  • Lender
  • All 50 States
  • Posts 175
  • Votes 102

@John Underwood that’s the key question

0 Votes
Lubbock, Texas
Private Lending & Conventional Mortgage Advice

Post: self-directed IRA loans

Jeff Chisum
Pro Member
Posted
  • Lender
  • All 50 States
  • Posts 175
  • Votes 102

NASB out of Kansas City is who I used

2 Votes
Fort Worth, Texas
Classifieds

Post: Best Lender To Get?

Jeff Chisum
Pro Member
Posted
  • Lender
  • All 50 States
  • Posts 175
  • Votes 102

Is this for a long term or short term rental?

0 Votes
Chicago, Illinois
Short-Term & Vacation Rental Discussions

Post: Short term rental (preferably beachfront condo) investment PCB

Jeff Chisum
Pro Member
Posted
  • Lender
  • All 50 States
  • Posts 175
  • Votes 102
Quote from @Sarah Kensinger:

@Jeff Chisum Is another lender that can help you with a vacation home loan. It will be hard to find a condo that is warrantable but there may be a couple still in the PCB area. Depending on the returns you're looking for in a STR, Destin may be a better area for you. PCB is great, but the returns are higher further west on the coast. If you decide to look around the Destin area, I have a wonderful realtor I can connect you with!


Thank you! 100% my business is helping with the financing to buy in the STR asset class. 90% of my clients use our unicorn 10% down second home occupancy loan that has lower fees and rates compared to Fannie and Freddie.

2 Votes
Panama City, Florida
Private Lending & Conventional Mortgage Advice

Post: How does a mortgage company look at depreciation?

Jeff Chisum
Pro Member
Posted
  • Lender
  • All 50 States
  • Posts 175
  • Votes 102

Depreciation isn’t going to count against your income calculation

2 Votes
New Haven, Connecticut
Short-Term & Vacation Rental Discussions

Post: STR Loophole- Huge return for me

Jeff Chisum
Pro Member
Posted
  • Lender
  • All 50 States
  • Posts 175
  • Votes 102

Accelerated depreciation!

1 Vote
Private Lending & Conventional Mortgage Advice

Post: All in one loan

Jeff Chisum
Pro Member
Posted
  • Lender
  • All 50 States
  • Posts 175
  • Votes 102

I originate the AIO and it is a powerful tool in the right hands.  Have you played around with the savings calculator to give you an idea what your cash flow needs to be?

0 Votes
Short-Term & Vacation Rental Discussions

Post: Finally Someone Is Talking Some Sense!

Jeff Chisum
Pro Member
Posted
  • Lender
  • All 50 States
  • Posts 175
  • Votes 102

I’ve had clients have success with the 10% down second home occupancy loan in this space 

1 Vote
Short-Term & Vacation Rental Discussions

Post: Running ads for direct booking website

Jeff Chisum
Pro Member
Posted
  • Lender
  • All 50 States
  • Posts 175
  • Votes 102
Quote from @John Underwood:

You only meet with your wife annually?


 Haha.  We have a weekly business meeting and annual.  

3 Votes
Short-Term & Vacation Rental Discussions

Post: Running ads for direct booking website

Jeff Chisum
Pro Member
Posted
  • Lender
  • All 50 States
  • Posts 175
  • Votes 102

https://m.facebook.com/story.php?story_fbid=pfbid0F9gNENUERo...

https://m.facebook.com/story.php?story_fbid=pfbid0AtD6o8Evjz...

I used ChatGPT to write the text.  Need to mention my cohost originally started the page and I just started posting this month.  

I created this separate page for one property and have plans to create another one so they have their own page


https://www.facebook.com/profile.php?id=61555332234546&m...

0 Votes