All Forum Posts by: Jaideep Sawhney

Thank you so much for the reply, really appreciate it. I will keep you posted. I will apply by myself and see what happens.

Hello,

My wife and I have 3 properties (single-family) with both our names on the deed. My wife is on the loan for 1 property and I am on the loan for 2 properties. We are looking to purchase our 4th property with my wife's name on the loan. 

I came to know from one of the agent (local bank) that even if your wife has only 1 loan so far, she is on the deed for 3 properties and that it will count as if she is responsible for all the 3 properties. Thus, her DTI ratio will be calculated based on all 3 properties.

Is the above information correct? 

Also, are there advantages (for acquiring bank loans in the future) to getting the loan/deed in either one of our names versus getting the loan/deed put into our names jointly?

Please advise. Thank you in advance.

@Brandon Sturgill Thank you. Yes, I am thinking to go with a multi-family property to start with, in Columbus, OH. I also do like single-family homes. Do you have any suggestions?

Thank you guys, really appreciate it. I will connect with you.

I am a new real state investor, just bought my 1st rental property only recently in California (I live in California). I am looking to invest in Columbus, OH since I graduated from The Ohio State University. And, of course I hear Columbus is a great market to invest. I would like to connect with real estate agents who can help out in finding great investment properties. 

Thanks, Jaideep